Sold
9220 Garden Terrace, Commerce Twp, MI 48382
Sold on 06/30/2025 for$280,000
MLS # 20251002914 (Realcomp)
3 beds1 bath1,872 sqftBuilt 19780.28 acres
1 / 39
Listing Description
Welcome to this move-in ready and well-maintained home! This 3 bedroom Ranch home is located on a spacious double lot with a total of 0.28 acres. Features a 2-car attached garage with in/out CCTV/ 30 Amps charger, unique 2 separate driveways +40' gravel parking to store and charge your RV or boat, security system, stainless steel appliances, smart thermostat, air conditioning for hot summer days, relaxing jetted bathtub, reverse osmosis, water softener, sprinkler system and much more! The daylight finished basement has a great room and office space where you can work from home. Awesome award-winning Walled Lake Schools! Enjoy the amenities of Lower Straits Lake, gated access to a private sandy beach, playground, picnic area, and boat launch ramp for maximum Summer enjoyment and relaxation!Double lot with two parcel ID's E-17-11-402-017 and E-17-11-402-018 total combine acres are 0.28.
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 1,872 sq ft home built in 1978 sits in Commerce Township in Commerce Twp.
This home sold for $280,000 (about $150/sq ft).
Estimated annual property tax: $2,957, or about $246 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Broadband is available with download speeds up to 2,000 Mbps from 8 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,872 sqft
Lot Size0.28 acres
Year Built1978
Stories1
Location
CityCommerce Twp
MunicipalityCommerce Twp
Zip Code48382
CountyOakland
School DistrictWalled Lake
Construction & Systems
ConstructionVinyl Siding
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorBasement Finished, Humidifier, Water Softener/Owned, Whirlpool Tub
Sale & Financing
Listed5/29/2025
Sold Date6/29/2025
Terms AcceptedCash, Conventional
HOA
HOA Fee$50 / Annually
Source: SparkMLS
Tax Information
Annual Tax$1,742
State Equalized Value$107,460
Taxable Value$52,990
Parcel #1711402018
Source: Public Records
Legal Description
T2N, R8E, SEC 11 MAPLE POINTE BEACH ANNEX LOTS 39 & 40 BLK 2
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Virginia Beckley
Berkshire Hathaway HomeServices Kee Realty Bham
Frequently Asked Questions about 9220 Garden Terrace, Commerce Twp, MI 48382
What school district is 9220 Garden Terrace, Commerce Twp, MI 48382 in?
Per MLS# 20251002914, this property is served by Walled Lake. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20251002914, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251002914, the most recent reported annual property tax for 9220 Garden Terrace, Commerce Twp, MI 48382 is $1,742. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 9220 Garden Terrace, Commerce Twp, MI 48382 eligible for USDA financing?
Per USDA Rural Development boundary data, 9220 Garden Terrace, Commerce Twp, MI 48382 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 9220 Garden Terrace, Commerce Twp, MI 48382 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 9220 Garden Terrace, Commerce Twp, MI 48382?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 9220 Garden Terrace, Commerce Twp, MI 48382. The maximum advertised download speed is 2.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$2,957
Monthly$246
Millage rate27.5203 mills
Municipality: CHARTER TOWNSHIP OF COMMERCE
School district: HURON VALLEY SCHOOLS
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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%
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Monthly payment$2,066
Principal & interest$1,816
Property taxes$246
HOA$4
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
2 Gbps
Upload
250 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
9220 Garden Terrace, Commerce Twp, MI 48382
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Municipality
Commerce Township
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County
Oakland County
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