For Sale
9221 W Thomas Road, Shelby, MI 49455
$1,390,000
MLS # 26036143 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,918 sqftBuilt 19900.49 acres
1 / 61
Listing Description
Welcome to your ultimate lakeside sanctuary. Situated on a highly coveted, low-bluff frontage lot, this custom-built, one-owner gem perfectly balances architectural elegance with the rugged durability needed for premier waterfront living. From the moment you step inside, the striking views of Lake Michigan take center stage, framing unforgettable sunsets every single day.
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 2,918 sq ft home built in 1990 sits in Shelby.
Currently offered at $1,390,000 (about $476/sq ft).
Annual property taxes run approximately $8,184 ($682/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,918 sqft
Lot Size0.49 acres
Year Built1990
Stories2
Location
CityShelby
MunicipalityBenona Twp
Zip Code49455
CountyOceana
School DistrictShelby
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementWalk-Out Access
Garage1 space
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesElectricity Available
Sale & Financing
Listed7/14/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$8,184
Tax Year2025
Assessed Value$310,909
Parcel #011-375-007-00
Source: SparkMLS
Legal Description
SEC 31 T14N R18W BLACK FOREST SUBDIVISION LOT 7 & 1/37 INT IN PRIVATE EXT OF THOMAS ST
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Katie Rice
Coldwell Banker Woodland Schmidt Whitehall
Frequently Asked Questions about 9221 W Thomas Road, Shelby, MI 49455
Which school district serves 9221 W Thomas Road, Shelby, MI 49455?
Per MLS# 26036143, 9221 W Thomas Road, Shelby, MI 49455 is in the Shelby boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Shelby directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26036143, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 9221 W Thomas Road, Shelby, MI 49455?
Per public tax records, annual property taxes for this property are $8,184 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 9221 W Thomas Road, Shelby, MI 49455 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 9221 W Thomas Road, Shelby, MI 49455 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 9221 W Thomas Road, Shelby, MI 49455?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Benona Twp police department or the Oceana County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$9,016
Principal & interest$9,016
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
MI Public Service Commission service territory boundaries.
Property
9221 W Thomas Road, Shelby, MI 49455
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County
Macomb County
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