For Sale
9223 S Trail Of The Lakes, Baldwin, MI 49304
$359,900
MLS # 26021423 (Michigan Regional Information Center (MichRIC))
2 beds2 baths2,240 sqftBuilt 19951.52 acres
1 / 35
Listing Description
This home has only been loved by one family and never before on the market! Built for long term and convenience in mind. Featuring main floor living with laundry and primary bedroom, open floor plan with absolutely gorgeous views out of the floor to ceiling windows overlooking this quiet no gas motor lake. The loft offers a large bedroom and full bath as well as a secondary family room for extra sleeping and space. There is also ample opportunity to finish the full, walkout basement or continue to use it as storage and 'tinker room'. The large wrap around deck offers a great place to relax and the partially fenced in yard is perfect for pets (Dog not included!), and with 268' of private frontage you won't be crowded on the beach either! This is a private plat completely surrounded by Federal Land for all of your hunting and trail riding needs, Big Star Lake for all your all sports water needs and even a golf course close by! Don't miss this great year around 2nd home or cottage
Source: SparkMLS
About this home
This 2-bedroom, 2-bath, 2,240 sq ft home built in 1995 sits in Baldwin.
Listed at $359,900 (about $161/sq ft).
Property tax estimate: $3,194 per year ($266/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area2,240 sqft
Lot Size1.52 acres
Year Built1995
Stories2
Location
CityBaldwin
MunicipalityLake Twp
Zip Code49304
CountyLake
School DistrictBaldwin
Construction & Systems
StyleChalet
ConstructionVinyl Siding
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesPhone Available, Electricity Available, Phone Connected, High-Speed Internet
InteriorCeiling Fan(s), Broadband, Eat-in Kitchen
Sale & Financing
Listed5/10/2026
Original Price$389,900
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
HOA
HOA Fee$45 / Annually
IncludesOther, Snow Removal
Source: SparkMLS
Tax Information
Annual Tax$3,194
Tax Year2025
Assessed Value$114,519
Parcel #43-13-620-104-01
Source: SparkMLS
Legal Description
LOTS 104, 105 & 106 OXBOW SHORES.
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Dana Randall
North West Realty, LLC
Frequently Asked Questions about 9223 S Trail Of The Lakes, Baldwin, MI 49304
Which school district serves 9223 S Trail Of The Lakes, Baldwin, MI 49304?
Per MLS# 26021423, 9223 S Trail Of The Lakes, Baldwin, MI 49304 is in the Baldwin boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Baldwin directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26021423, this listing accepts Cash, FHA, VA Loan, Rural Development, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 9223 S Trail Of The Lakes, Baldwin, MI 49304?
Per public tax records, annual property taxes for this property are $3,194 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 9223 S Trail Of The Lakes, Baldwin, MI 49304 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
What utilities serve 9223 S Trail Of The Lakes, Baldwin, MI 49304?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Lake Twp police department or the Lake County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,338
Principal & interest$2,334
HOA$4
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
MI Public Service Commission service territory boundaries.
Property
9223 S Trail Of The Lakes, Baldwin, MI 49304
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