Sold
923 Gardendale Street, Ferndale, MI 48220
Sold on 06/08/2026 for$375,000
MLS # 20261022391 (Realcomp)
3 beds2 baths1,992 sqftBuilt 19470.1 acres
1 / 27
Listing Description
Welcome home to this stunning 3-bedroom, 2-full bath bungalow located in the heart of one of Ferndale’s most sought-after pockets. From the moment you step inside, you’ll notice the abundant natural light pouring through the brand-new energy-efficient windows. The seamless flow leads you to a spacious layout perfect for both quiet nights and weekend entertaining. Looking for more space? The fully finished basement offers a second full bath and incredible versatility—perfect for a home office, gym, or media room. Outside, the deep lot features a 1-car detached garage and plenty of room for summer gatherings. Just minutes from the vibrant dining and shopping of downtown Ferndale and Royal Oak. This move-in-ready gem won't last long—schedule your showing today!
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,992 sq ft home in Ferndale in Ferndale built in 1947.
Closed at $375,000 (about $188/sq ft).
Property tax estimate: $4,708 per year ($392/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,992 sqft
Lot Size0.1 acres
Year Built1947
Stories2
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionAluminum Siding
Garage1 space
HeatingForced Air
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed4/5/2026
Sold Date6/7/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$4,708
State Equalized Value$104,070
Taxable Value$44,210
Parcel #2534156019
Source: Public Records
Legal Description
T1N, R11E, SEC 34 GARDENDALE ASSESSOR'S PLAT NO 1 LOTS 599 & 600 EXC S 50 FT OF EACH
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Jessica Aziz
Pro Realty
Frequently Asked Questions about 923 Gardendale Street, Ferndale, MI 48220
What school district is 923 Gardendale Street, Ferndale, MI 48220 in?
Per MLS# 20261022391, this property is served by Ferndale. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261022391, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261022391, the most recent reported annual property tax for 923 Gardendale Street, Ferndale, MI 48220 is $4,708. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 923 Gardendale Street, Ferndale, MI 48220 eligible for USDA financing?
Per USDA Rural Development boundary data, 923 Gardendale Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 923 Gardendale Street, Ferndale, MI 48220 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Monthly payment$2,400
Principal & interest$2,400
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
923 Gardendale Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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