Sold
924 Spencer Street NE, Grand Rapids, MI 49505
Sold on 07/16/2026 for$260,000
MLS # 26028906 (Michigan Regional Information Center (MichRIC))
2 beds1 bath1,234 sqftBuilt 19270.14 acres
1 / 22
Listing Description
Come and take a look! This home Interior has been freshly painted, a 2-bedroom, 1-bath home located in the Creston Neighborhood. This property offers additional space that has been finished for a family room (or a third bedroom on the second level)! The rest of this home is move-in ready with an updated bathroom and kitchen with newer appliances (2019), furnace & water heater (2017), newer windows, and updated electrical and plumbing. New A/C in 2021. New roof in 2025. Cozy front porch, corner lot with sidewalks throughout the neighborhood. Detached 1 stall garage, usable basement space for laundry and storage.
Source: SparkMLS
About this home
2-bedroom, 1-bath, 1,234 sq ft home in Grand Rapids in Grand Rapids built in 1927.
This home sold for $260,000 (about $211/sq ft).
Property tax estimate: $2,591 per year ($216/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,234 sqft
Lot Size0.14 acres
Year Built1927
Stories1
Location
CityGrand Rapids
MunicipalityCity of Grand Rapids
Zip Code49505
CountyKent
School DistrictGrand Rapids
Construction & Systems
StyleCape Cod
ConstructionVinyl Siding
BasementMichigan Basement
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Storm Sewer
InteriorBroadband
Sale & Financing
Listed6/11/2026
Sold Date7/15/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,591
Tax Year2025
State Equalized Value$105,800
Taxable Value$79,544
Assessed Value$77,453
Parcel #411417353031
Source: Public Records
Legal Description
N 91 FT OF E 64.5 FT OF LOT 13* CRESCENT HEIGHTS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Christine A Kooiker
Redfin Corporation
Frequently Asked Questions about 924 Spencer Street NE, Grand Rapids, MI 49505
Which school district serves 924 Spencer Street NE, Grand Rapids, MI 49505?
Per MLS# 26028906, 924 Spencer Street NE, Grand Rapids, MI 49505 is in the Grand Rapids boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Grand Rapids directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26028906, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 924 Spencer Street NE, Grand Rapids, MI 49505?
Per public tax records, annual property taxes for this property are $2,591 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 924 Spencer Street NE, Grand Rapids, MI 49505 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 924 Spencer Street NE, Grand Rapids, MI 49505 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 924 Spencer Street NE, Grand Rapids, MI 49505?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the City of Grand Rapids police department or the Kent County sheriff's office.
Map
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Monthly payment$1,680
Principal & interest$1,680
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
924 Spencer Street NE, Grand Rapids, MI 49505
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Municipality
Grand Rapids
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