For Sale
928 Phoenix Street, South Haven, MI 49090
$295,000
MLS # 26033814 (Michigan Regional Information Center (MichRIC))
2 beds1 bath1,431 sqftBuilt 19400.53 acres
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Listing Description
Don't miss your chance to own this unique property in the heart of South Haven! Just a short walk or bike ride from the beautiful shores of Lake Michigan, this charming two-bedroom home offers the perfect blend of convenience and character. Included in this incredible offering is the neighboring historic structure, once home to the beloved Red & White Grocery Store in the 1940s and 50s, and later an accounting firm and hobby shop. This timeless building provides endless possibilities - think studio space, gallery, or a unique living area. Whether you're looking to restore its original charm or reimagine it for a new purpose, the potential is limitless. Don't miss this rare opportunity to own a piece of South Haven history while having the freedom to make it your own. This listing includes adjoining 21' x 297' lot with 18' x 42' building. Parcel ID 80-53-420-034-00, 926 Phoenix. Lot dimensions and tax information is for both parcels combined. Listing price is for both parcels combined.
Source: SparkMLS
About this home
Located in South Haven in South Haven, this property offers 2-bedroom, 1-bath, 1,431 sq ft, with original construction dating to 1940.
Currently offered at $295,000 (about $206/sq ft).
Property tax estimate: $5,304 per year ($442/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by City of South Haven; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,431 sqft
Lot Size0.53 acres
Year Built1940
Stories2
Location
CitySouth Haven
MunicipalitySouth Haven City
Zip Code49090
CountyVan Buren
School DistrictSouth Haven
Construction & Systems
StyleTraditional
ConstructionWood Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed7/3/2026
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,031
Tax Year2025
State Equalized Value$165,300
Taxable Value$61,815
Assessed Value$65,451
Homestead (PRE)100%
Parcel #80-53-420-035-00
Source: Public Records
Legal Description
823-867 588-990 B41 1-17 LOT 35 ASSESSOR'S PLAT OF ATHLETIC FIELD ADDITION TO SOUTH HAVEN. 823-867 588-990 B40 1-17 LOT 34 ASSESSOR'S PLAT OF ATHLETIC FIELD ADDITION TO SOUTH HAVEN.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Adam Locker
Coldwell Banker Woodland Schmidt
Frequently Asked Questions about 928 Phoenix Street, South Haven, MI 49090
What school district is 928 Phoenix Street, South Haven, MI 49090 in?
Per MLS# 26033814, this property is served by South Haven. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26033814, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26033814, the most recent reported annual property tax for 928 Phoenix Street, South Haven, MI 49090 is $3,031 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 928 Phoenix Street, South Haven, MI 49090 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 928 Phoenix Street, South Haven, MI 49090 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: City of South Haven. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the South Haven City police department or the Van Buren County sheriff's office.
Map
Tax Estimate
$
Annual tax$5,304
Monthly$442
Millage rate32.0891 mills
Municipality: City of South Haven
School district: SOUTH HAVEN PUBLIC SCHOOLS
County: Van Buren
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$2,355
Principal & interest$1,913
Property taxes$442
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
City of South Haven
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
928 Phoenix Street, South Haven, MI 49090
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Municipality
South Haven
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