For Sale
9280 RIVER Road, Clay, MI 48001
$424,900
MLS # 20261040082 (Realcomp)
4 beds2 baths2,248 sqftBuilt 19451.17 acres
1 / 45
Listing Description
RIVERFRONT! 1 Acre Lot Backs to Algonac State Park! Additional 16x19x415x415 Lot extends to River with 19 ft River Frontage with Deck and Ladder. SPACIOUS 4 Bedroom Brick CRAFTSMAN BUNGALOW! 2nd Floor Laundry. 1 1/2 Baths (1/2 Bath prepped for Tub/Shower) Gorgeous Bannister (from old Hudson's Bldg!) Beautiful Wood Floors throughout. All Vinyl Windows, ROOF (front 6 yrs / rear 15 yrs) Huge Great Rm with Woodburning Stove, Spacious Living Rm with Electric Fireplace, and 2nd Floor Family Rm. Formal Dining Rm, Full Basement with Daylight Windows. 2 1/2 Car Pole Barn. Furnace in Attic (easy to add Central Air)
Source: SparkMLS
About this home
This 4-bedroom, 2-bath, 2,248 sq ft home built in 1945 sits in Clay Township in Clay.
Listed at $424,900 (about $189/sq ft).
Estimated annual property tax: $2,072, or about $173 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,248 sqft
Lot Size1.17 acres
Year Built1945
Stories2
Location
CityClay
MunicipalityClay Twp
Zip Code48001
CountySt. Clair
School DistrictAlgonac
Construction & Systems
ConstructionBrick
Garage2.5 spaces
HeatingForced Air, Hot Water
WaterPublic
SewerPublic
Sale & Financing
Listed5/31/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,072
Parcel #74144870079000
Source: SparkMLS
Legal Description
LOT 813 SUPERVISOR ROY T GILBERT'S PLAT NO. 11. ADDITIONAL LOT 857 & THAT PART OF LOT 858 LYING S OF A LINE BEG ON W LOT LINE S 8 DEG 20 MIN W 102.48 FT FROM NW COR LOT 859 & RUNS S 69 DEG E 426.47 FT TO RIVER, EXC S 90 FT. SUPERVISOR ROY T GILBERT'S PLAT NO. 11 (W05482B)
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Robert Agnello
RE/MAX First
Frequently Asked Questions about 9280 RIVER Road, Clay, MI 48001
Which school district serves 9280 RIVER Road, Clay, MI 48001?
Per MLS# 20261040082, 9280 RIVER Road, Clay, MI 48001 is in the Algonac boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Algonac directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261040082, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 9280 RIVER Road, Clay, MI 48001?
Per public tax records, annual property taxes for this property are $2,072. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 9280 RIVER Road, Clay, MI 48001 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 9280 RIVER Road, Clay, MI 48001 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 9280 RIVER Road, Clay, MI 48001?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Clay Twp police department or the St. Clair County sheriff's office.
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Monthly payment$2,756
Principal & interest$2,756
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
9280 RIVER Road, Clay, MI 48001
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Municipality
Clay Township
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