For Sale
93 W Wall Street, Benton Harbor, MI 49022
$799,000
MLS # 26027566 (Michigan Regional Information Center (MichRIC))
10 bathsBuilt 19210.29 acres
1 / 61
Listing Description
The iconic House of David Hotel stands as one of Benton Harbor's most recognizable historic landmarks, offering investors & developers a rare opportunity to revitalize a cornerstone of the city's rich architectural heritage. This is a wonderful, heavily built concrete structure, with massive floors & walls, & ready for restoration. A new roof was put on 14+ years ago. This iconic property is positioned within a city experiencing significant public investment, including new streets, curbs, sidewalks, utility upgrades, and streetscape improvements designed to enhance walkability and support economic growth. This could be a phenomenal place for Art Galleries on the main floor, & condos on the upper 3 floors, or rent out the entire lower level for any type of retail & use the upper for apartments. The place has a ton of square footage (over 45,000 sq. ft); the possibilities are endless! Situated only 2 miles from Lake Michigan and some of the greatest golfing & entertainment in the Midwest
Source: SparkMLS
About this home
10-bath home in Benton Harbor in Benton Harbor built in 1921.
Currently offered at $799,000.
Annual property taxes run approximately $7,029 ($586/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeCommercial Sale
Property SubtypeRetail
Bathrooms10
Lot Size0.29 acres
Year Built1921
Location
CityBenton Harbor
MunicipalityBenton Harbor City
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
ConstructionBlock, Brick, Stone
HeatingNone
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Storm Sewer, None
InteriorBroadband
Sale & Financing
Listed6/5/2026
Original Price$825,000
Terms AcceptedConventional, Other, Cash
Source: SparkMLS
Tax Information
Annual Tax$7,029
Tax Year2025
Assessed Value$115,750
Parcel #11-51-0340-0212-00-4
Source: SparkMLS
Legal Description
LOTS 8 & 9 BLK 23 ORIGINAL PLAT OF CITY OF BENTON HARBOR ALSO THE W 4 INCHES OF LOT 10 BLK 23 SD PLAT SEE 11-51-9975-003
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Christopher S Siriano
Siriano Realty
Frequently Asked Questions about 93 W Wall Street, Benton Harbor, MI 49022
Which school district serves 93 W Wall Street, Benton Harbor, MI 49022?
Per MLS# 26027566, 93 W Wall Street, Benton Harbor, MI 49022 is in the Benton Harbor boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Benton Harbor directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26027566, this listing accepts Conventional, Other, Cash financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 93 W Wall Street, Benton Harbor, MI 49022?
Per public tax records, annual property taxes for this property are $7,029 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 93 W Wall Street, Benton Harbor, MI 49022 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 93 W Wall Street, Benton Harbor, MI 49022 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 93 W Wall Street, Benton Harbor, MI 49022?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Benton Harbor City police department or the Berrien County sheriff's office.
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Monthly payment$5,182
Principal & interest$5,182
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
93 W Wall Street, Benton Harbor, MI 49022
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Municipality
Benton Harbor
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