Pending
934 Michigan Avenue, St. Joseph, MI 49085
$335,000
MLS # 26034071 (Michigan Regional Information Center (MichRIC))
2 unitsBuilt 19510.14 acres
1 / 32
Listing Description
Capitalize on this turnkey income-producing duplex in St. Joseph, Michigan. Already generating strong cash flow, both units are currently leased at $1,700/month for a solid total of $3,400 monthly. Each side boasts 900 sqft of beautifully updated living space featuring two bedrooms and one bathroom. Tenants will love the eat-in kitchen, complete with stainless steel appliances and a central island. Additionally, both units offer separate basements providing excellent storage and convenient laundry spaces. Situated just minutes from the sandy shores of Lake Michigan, Silver Beach, and a vibrant downtown, this performing asset is a rare find. Don't miss your chance to add this renovated duplex to your portfolio!
Source: SparkMLS
About this home
Listed at $335,000.
Estimated annual property tax: $6,662, or about $555 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeMulti Family
Property Subtype2 to 4 Units
Bathrooms0
Lot Size0.14 acres
Year Built1951
Location
CitySt. Joseph
MunicipalitySt. Joseph City
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
ConstructionBrick
BasementFull
HeatingForced Air
SewerPublic Sewer
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Electricity Connected
Sale & Financing
Listed7/6/2026
Terms AcceptedVA Loan, FHA, Cash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$6,662
Tax Year2024
Assessed Value$117,240
Parcel #11-76-2250-0028-00-1
Source: SparkMLS
Legal Description
per title commitment
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Lifestyle Properties Group
eXp Realty
Frequently Asked Questions about 934 Michigan Avenue, St. Joseph, MI 49085
What school district is 934 Michigan Avenue, St. Joseph, MI 49085 in?
Per MLS# 26034071, this property is served by St. Joseph. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26034071, the seller has indicated this property accepts the following financing types: VA Loan, FHA, Cash, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26034071, the most recent reported annual property tax for 934 Michigan Avenue, St. Joseph, MI 49085 is $6,662 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 934 Michigan Avenue, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA Rural Development boundary data, 934 Michigan Avenue, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 934 Michigan Avenue, St. Joseph, MI 49085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public Sewer. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph City police department or the Berrien County sheriff's office.
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Monthly payment$2,173
Principal & interest$2,173
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
934 Michigan Avenue, St. Joseph, MI 49085
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Municipality
St Joseph
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