For Sale
945 Union Avenue, Benton Harbor, MI 49022
$173,990
MLS # 26029232 (Michigan Regional Information Center (MichRIC))
2 beds2 baths1,176 sqftBuilt 20260 acres
1 / 20
Listing Description
Just unpack and move right in!!! Beautiful new construction in City of Benton Harbor. Home features main floor laundry and open efficient floorplan. Boasting quality finishes throughout such as LVT flooring, shaker-style cabinetry, marble and cultured marble surfaces, Whirlpool stainless steel appliances which includes washer, dryer and dishwasher, makes this ideal for your first time homebuyers or those buyers downsizing. Energy efficient systems include a 96% gas furnace, Central A/C, Jeld-Wen windows and enhanced insulation packages. Situated in nicely landscaped community with pocket parks, new sidewalks, and gathering spaces.
Source: SparkMLS
About this home
2-bedroom, 2-bath, 1,176 sq ft home in Benton Harbor in Benton Harbor built in 2026.
Listed at $173,990 (about $148/sq ft).
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area1,176 sqft
Year Built2026
Stories2
Location
CityBenton Harbor
MunicipalityBenton Harbor City
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
StyleCape Cod
ConstructionVinyl Siding
BasementSlab
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/12/2026
Terms AcceptedCash, MSHDA, Conventional
HOA
HOA Fee$84 / Annually
IncludesOther
Source: SparkMLS
Tax Information
Annual Tax$0
Tax Year0
Assessed Value$0
Parcel #0
Source: SparkMLS
Legal Description
TBD
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Debra Patterson
Active Realtors
Frequently Asked Questions about 945 Union Avenue, Benton Harbor, MI 49022
Which school district serves 945 Union Avenue, Benton Harbor, MI 49022?
Per MLS# 26029232, 945 Union Avenue, Benton Harbor, MI 49022 is in the Benton Harbor boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Benton Harbor directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26029232, this listing accepts Cash, MSHDA, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 945 Union Avenue, Benton Harbor, MI 49022 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 945 Union Avenue, Benton Harbor, MI 49022 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 945 Union Avenue, Benton Harbor, MI 49022?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Benton Harbor City police department or the Berrien County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,135
Principal & interest$1,128
HOA$7
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
945 Union Avenue, Benton Harbor, MI 49022
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Municipality
Benton Harbor
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