Sold
946 Ruth Layne, Niles, MI 49120
Sold on 03/11/2024 for$165,000
MLS # 23136656 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,144 sqftBuilt 19660.23 acres
1 / 24
Listing Description
MOTIVATED SELLER....Come and check out home. Tucked away on the eastside of Niles in Howard Township. The neighborhood is full of life and this gem won't last long. This home has lots to offer with some recent updates, two electric panels, multiple heat/AC units, irrigation system, water softener, a new water filtration system, and much more. The roof is a Sheriff Goslin roof with lots of life left. Come take a look at this two owner home and see the potential it has to become yours forever!
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,144 sq ft home in Niles built in 1966.
Final sale price: $165,000 (about $144/sq ft).
Estimated annual property tax: $1,054, or about $88 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 5,000 Mbps across 9 providers. Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,144 sqft
Lot Size0.23 acres
Year Built1966
Stories1
Location
CityNiles
MunicipalityHoward Twp
Zip Code49120
CountyCass
School DistrictNiles
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull
Garage1 space
HeatingRadiant
WaterPrivate Water, Well
SewerSeptic Tank
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Cable Connected
InteriorCeiling Fan(s), Broadband, Center Island
Sale & Financing
Listed10/2/2023
Sold Date3/10/2024
Original Price$219,000
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,054
Tax Year2023
Assessed Value$44,460
Parcel #1402041001000
Source: SparkMLS
Legal Description
On file
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Heather Cornelius
Century 21 Affiliated
Frequently Asked Questions about 946 Ruth Layne, Niles, MI 49120
What school district is 946 Ruth Layne, Niles, MI 49120 in?
Per MLS# 23136656, this property is served by Niles. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 23136656, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 23136656, the most recent reported annual property tax for 946 Ruth Layne, Niles, MI 49120 is $1,054 (2023). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 946 Ruth Layne, Niles, MI 49120 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 946 Ruth Layne, Niles, MI 49120 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 946 Ruth Layne, Niles, MI 49120?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 5.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Water: Private Water, Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Howard Twp police department or the Cass County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,038
Principal & interest$1,038
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatelliteDSL
9 providers at this address
AT&TFiber
5 GbpsXfinityCable
1.2 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TDSL
0 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
946 Ruth Layne, Niles, MI 49120
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