Sold
95 Oakwood Drive, Coldwater, MI 49036
Sold on 06/25/2026 for$260,000
MLS # 26000410 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,840 sqftBuilt 20050 acres
1 / 26
Listing Description
Welcome to low-maintenance living with space to spare! This well-maintained 3-bedroom, 2-bath condo offers the perfect blend of comfort, convenience, and functionality. The main level features a bright and open living area with a seamless flow into the kitchen and dining space, ideal for everyday living and entertaining. The primary bedroom includes generous closet space and easy access to a full bath, while two additional bedrooms provide flexibility for guests, a home office, or hobbies. The full basement offers endless potential—ready to be finished for additional living space, recreation area, or ample storage. Enjoy the convenience of an attached 2-car garage, providing secure parking and extra storage year-round. With condo living, you'll appreciate reduced exterior maintenance while still enjoying the feel of a spacious home.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,840 sq ft home in Coldwater in Coldwater built in 2005.
Closed at $260,000 (about $141/sq ft).
Annual property taxes run approximately $3,563 ($297/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 7,000 Mbps across 11 providers. Electric service is provided by Coldwater Board of Public Utilities; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms3
Bathrooms2
Living Area1,840 sqft
Year Built2005
Stories1
Location
CityColdwater
MunicipalityColdwater City
Zip Code49036
CountyBranch
School DistrictColdwater
Construction & Systems
StyleContemporary
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available
InteriorCeiling Fan(s), Broadband, Garage Door Opener, Pantry
Sale & Financing
Listed1/4/2026
Sold Date6/24/2026
Original Price$299,900
Terms AcceptedCash, FHA, VA Loan, Conventional
HOA
HOA Fee$220 / Monthly
IncludesOther, Snow Removal, Lawn/Yard Care
Source: SparkMLS
Tax Information
Annual Tax$3,563
Tax Year2025
Assessed Value$91,111
Parcel #303-000-001-353-27
Source: SparkMLS
Legal Description
At listing Office.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Karmen Ann Case
Case Realty Group
Frequently Asked Questions about 95 Oakwood Drive, Coldwater, MI 49036
What school district is 95 Oakwood Drive, Coldwater, MI 49036 in?
Per MLS# 26000410, this property is served by Coldwater. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26000410, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26000410, the most recent reported annual property tax for 95 Oakwood Drive, Coldwater, MI 49036 is $3,563 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 95 Oakwood Drive, Coldwater, MI 49036 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 95 Oakwood Drive, Coldwater, MI 49036 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 95 Oakwood Drive, Coldwater, MI 49036?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 7.0 Gbps. 11 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Coldwater Board of Public Utilities. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Coldwater City police department or the Branch County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,035
Principal & interest$1,815
HOA$220
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
7 Gbps
Upload
7 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
11 providers at this address
FrontierFiber
7 GbpsColdwater Board of Public UtilitiesFiber
1 GbpsSpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsColdwater Board of Public UtilitiesCable
200 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsAT&TLicensed Fixed Wireless
25 MbpsFrontierDSL
10 Mbps+ 1 more
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Coldwater Board of Public Utilities
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
95 Oakwood Drive, Coldwater, MI 49036
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Municipality
Coldwater
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