Sold
9526 GARDEN TERRACE, Commerce Twp, MI 48382
Sold on 08/20/2025 for$289,000
MLS # 20250028970 (Realcomp)
3 beds1 bath988 sqftBuilt 19720.36 acres
1 / 28
Listing Description
This beautifully updated ranch-style home blends modern comfort with timeless charm. Nestled on a spacious lot with lake access, this property offers both relaxation and convenience. The newly fenced back yard, is perfect for entertaining or enjoying a peaceful evening outdoors. Step inside to a welcoming open floor plan featuring fresh, neutral-toned paint and brand new flooring through out. The kitchen and bathroom updates offer stylish finishes and functionality. This home is a must see with numerous updates including a new water softener, new hot water tank, new insulation and new septic system, just to name a few. This ranch offers countless updates and thoughtful touches, come and make this move in ready house your new home.
Source: SparkMLS
About this home
3-bedroom, 1-bath, 988 sq ft home in Commerce Township in Commerce Twp built in 1972.
This home sold for $289,000 (about $293/sq ft).
Annual property taxes run approximately $3,501 ($292/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area988 sqft
Lot Size0.36 acres
Year Built1972
Stories1
Location
CityCommerce Twp
MunicipalityCommerce Twp
Zip Code48382
CountyOakland
School DistrictWalled Lake
Construction & Systems
ConstructionAluminum Siding, Shingle Siding
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorWater Softener/Owned, Whirlpool Tub
Sale & Financing
Listed4/25/2025
Sold Date8/19/2025
Original Price$310,000
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,465
State Equalized Value$127,230
Taxable Value$127,230
Parcel #1711332025
Source: Public Records
Legal Description
T2N, R8E, SEC 11 MAPLE POINTE BEACH SUB LOTS 50 TO 54 INCL BLK 27
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Kristi R Roberts
KNE Realty 360, Inc
Frequently Asked Questions about 9526 GARDEN TERRACE, Commerce Twp, MI 48382
What school district is 9526 GARDEN TERRACE, Commerce Twp, MI 48382 in?
Per MLS# 20250028970, this property is served by Walled Lake. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20250028970, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20250028970, the most recent reported annual property tax for 9526 GARDEN TERRACE, Commerce Twp, MI 48382 is $2,465. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 9526 GARDEN TERRACE, Commerce Twp, MI 48382 eligible for USDA financing?
Per USDA Rural Development boundary data, 9526 GARDEN TERRACE, Commerce Twp, MI 48382 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 9526 GARDEN TERRACE, Commerce Twp, MI 48382 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$3,501
Monthly$292
Millage rate27.5203 mills
Municipality: CHARTER TOWNSHIP OF COMMERCE
School district: HURON VALLEY SCHOOLS
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
$
%
$
$
$
Monthly payment$2,172
Principal & interest$1,880
Property taxes$292
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
9526 GARDEN TERRACE, Commerce Twp, MI 48382
View full property history →
Municipality
Commerce Township
View all listings →
County
Oakland County
View county overview →
Get email alerts for new listings near 9526 GARDEN TERRACE
We'll notify you when something hits the market in Commerce Township or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.