Pending
956 Union Street, Benton Harbor, MI 49022
$49,999
MLS # 26005504 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,215 sqftBuilt 19300.14 acres
1 / 12
Listing Description
This house features 2 bedrooms and 1 bath on the main floor with a large family room with both front and back enclosed porches. Large basement with room to create your own additional living space. Upstairs has 2 additional rooms that are not finished. Could be made into bedrooms or many other possibilities. There are some updates (new electrical panel) but could us some personal TLC to make it your own. House is being sold in AS-IS'' condition. OWNER WILL LOOK AT ALL OFFERS !!!
Source: SparkMLS
About this home
3-bedroom, 1-bath, 1,215 sq ft home in Benton Harbor in Benton Harbor built in 1930.
Asking $49,999 (about $41/sq ft).
Property tax estimate: $1,115 per year ($93/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation. Fiber internet is available at this address with download speeds up to 1,200 Mbps across 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,215 sqft
Lot Size0.14 acres
Year Built1930
Stories2
Location
CityBenton Harbor
MunicipalityBenton Harbor City
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
ConstructionWood Siding
BasementPartial
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Storm Sewer
InteriorCeiling Fan(s), Broadband
Sale & Financing
Listed2/14/2026
Original Price$79,900
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,115
Tax Year2024
Assessed Value$32,100
Parcel #11-53-0950-0034-00-3
Source: SparkMLS
Legal Description
LOT 34 BISHOPS ADD TO CITY OF BENTON HARBOR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Steven Spielman
Red Arrow Realty
Frequently Asked Questions about 956 Union Street, Benton Harbor, MI 49022
Which school district serves 956 Union Street, Benton Harbor, MI 49022?
Per MLS# 26005504, 956 Union Street, Benton Harbor, MI 49022 is in the Benton Harbor boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Benton Harbor directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26005504, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 956 Union Street, Benton Harbor, MI 49022?
Per public tax records, annual property taxes for this property are $1,115 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 956 Union Street, Benton Harbor, MI 49022 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 956 Union Street, Benton Harbor, MI 49022 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 956 Union Street, Benton Harbor, MI 49022. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 956 Union Street, Benton Harbor, MI 49022?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Benton Harbor City police department or the Berrien County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$324
Principal & interest$324
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1.2 Gbps
Upload
1 Gbps
CableFiberLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
956 Union Street, Benton Harbor, MI 49022
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Municipality
Benton Harbor
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