Sold
9572 Garden Terrace, Commerce Twp, MI 48382
Sold on 06/22/2026 for$220,000
MLS # 20261037014 (Realcomp)
2 beds1 bath785 sqftBuilt 19550.14 acres
1 / 17
Listing Description
Move-in ready 2-bedroom ranch with Lower Straits Lake access in the Walled Lake School District!This charming, fully updated home sits on a spacious lot and has been lovingly refreshed with dozens of quality improvements. Featuring new windows throughout, new storm doors, new soffit, gutters, and aluminum trim, new roof work over the front porch and living room-to-kitchen wall, a brand-new cement driveway and sidewalk, fresh interior and exterior paint, new flooring, updated kitchen and bathroom, and beautiful professional landscaping — this home is truly turn-key.Inside you’ll find a bright, open living space with ceiling fans, a cozy eat-in kitchen featuring newer stainless steel appliances, and a convenient first-floor laundry room with full-size washer and dryer. Two comfortable bedrooms and a nicely updated full bathroom complete the living space.A good-sized unfinished basement offers plenty of storage or future finishing potential and includes a recently serviced furnace with a new blower motor.Outside is where this home really shines: enjoy a huge fenced backyard with a newer 12x16 outbuilding with electricity, plus two additional sheds, a covered front porch, and a fantastic outdoor barbecue area with all components included — perfect for summer entertaining and family gatherings. Bonus: Optional deeded access to Lower Straits Lake through the Maple Pointe Beach Combined Association — just $25 per year for the key to enjoy the beach and boat launch just minutes away!Located in desirable Commerce Township with easy access to shopping, parks, and major roads. Whether you’re a first-time buyer, downsizer, or investor, this updated ranch with low-cost lake privileges is a rare find at this price point.Schedule your private showing today — you’ll love everything this home has to offer!
Source: SparkMLS
About this home
Located in Commerce Township in Commerce Twp, this property offers 2-bedroom, 1-bath, 785 sq ft, with original construction dating to 1955.
Final sale price: $220,000 (about $280/sq ft).
Estimated annual property tax: $2,087, or about $174 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area785 sqft
Lot Size0.14 acres
Year Built1955
Stories1
Location
CityCommerce Twp
MunicipalityCommerce Twp
Zip Code48382
CountyOakland
School DistrictWalled Lake
Construction & Systems
ConstructionWood Siding
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed5/25/2026
Sold Date6/21/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,110
State Equalized Value$75,850
Taxable Value$61,460
Parcel #1711332024
Source: Public Records
Legal Description
T2N, R8E, SEC 11 MAPLE POINTE BEACH SUB LOTS 48 & 49 BLK 27
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Alex Hagopian
KW Showcase Realty
Frequently Asked Questions about 9572 Garden Terrace, Commerce Twp, MI 48382
Which school district serves 9572 Garden Terrace, Commerce Twp, MI 48382?
Per MLS# 20261037014, 9572 Garden Terrace, Commerce Twp, MI 48382 is in the Walled Lake boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Walled Lake directly to confirm enrollment eligibility.
What financing options are available for 9572 Garden Terrace, Commerce Twp, MI 48382?
Per MLS# 20261037014, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 9572 Garden Terrace, Commerce Twp, MI 48382?
Per public tax records, annual property taxes for this property are $2,110. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 9572 Garden Terrace, Commerce Twp, MI 48382 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 9572 Garden Terrace, Commerce Twp, MI 48382 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 9572 Garden Terrace, Commerce Twp, MI 48382?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$2,087
Monthly$174
Millage rate27.5203 mills
Municipality: CHARTER TOWNSHIP OF COMMERCE
School district: HURON VALLEY SCHOOLS
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$1,600
Principal & interest$1,426
Property taxes$174
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
9572 Garden Terrace, Commerce Twp, MI 48382
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Municipality
Commerce Township
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County
Oakland County
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