For Sale
9593 Oakley Road, St. Charles, MI 48655
$699,900
MLS # 26011534 (Michigan Regional Information Center (MichRIC))
4 beds4 baths3,776 sqftBuilt 199618.62 acres
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Listing Description
Schedule showings now on this luxury home & property with drastic price reduction & motivated sellers! Welcome to your private 18-acre estate just outside the village of St. Charles. Where space, privacy, and lifestyle come together in a way that's incredibly hard to find. Set well off the road and approached by a winding drive framed with custom stone pillars and private entry, this property is nestled into the woods for exceptional privacy. What truly sets it apart is the rare and diverse landscape, featuring a unique blend of open areas, mature wooded acreage, a private stocked pond, and a large wetland filled with cattails that naturally attracts and holds wildlife. This combination creates an environment that is both peaceful and alive with nature, offering a setting that is nearly impossible to replicate. The incredible custom-built residence offers nearly 4,000 square feet of living space, featuring 4 bedrooms and 3.5 baths, thoughtfully designed for both everyday living ...
Source: SparkMLS
About this home
4-bedroom, 4-bath, 3,776 sq ft home in St Charles Township in St. Charles built in 1996.
Listed at $699,900 (about $185/sq ft).
Annual property taxes run approximately $9,676 ($806/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area3,776 sqft
Lot Size18.62 acres
Year Built1996
Stories2
Location
CitySt. Charles
MunicipalitySt Charles Twp
Zip Code48655
CountySaginaw
School DistrictSt Charles
Construction & Systems
StyleMid-Century Modern, Traditional, Other
ConstructionStone, Vinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air, Hot Water, Radiant
WaterWell
SewerSeptic Tank
InteriorBroadband, Garage Door Opener, Center Island, Pantry
Sale & Financing
Listed3/23/2026
Original Price$849,000
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$9,676
Tax Year2026
Assessed Value$283,902
Parcel #24103073001002
Source: SparkMLS
Legal Description
COM AT W 1/4 CORN OF SEC 7 TH S 69.40 FT TO E 1/4 CORN OF SEC 12 T10N R2E TH S 249.10 FT TO POB TH N72DEG E 2868.28 FT TO N & S 1/4 LINE TH S 298.83 FT TH S72DEG W 2873.26 FT TH N 300 FT TO POB 18.85 ACRES SEC 7 T10N R3E ***NEW PARCEL 11/13/96.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Brandon Podolak
Michigan Whitetail Properties
Frequently Asked Questions about 9593 Oakley Road, St. Charles, MI 48655
What school district is 9593 Oakley Road, St. Charles, MI 48655 in?
Per MLS# 26011534, this property is served by St Charles. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26011534, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26011534, the most recent reported annual property tax for 9593 Oakley Road, St. Charles, MI 48655 is $9,676 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 9593 Oakley Road, St. Charles, MI 48655 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 9593 Oakley Road, St. Charles, MI 48655 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the St Charles Twp police department or the Saginaw County sheriff's office.
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Monthly payment$4,540
Principal & interest$4,540
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
9593 Oakley Road, St. Charles, MI 48655
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Municipality
St Charles Township
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