For Sale
9616 S CHANNEL Drive, MI 48028
$299,900
MLS # 20250011715 (Realcomp)
2 beds2 baths1,440 sqftBuilt 1984
1 / 16
Listing Description
INITIATION FEE NOW ONLY $10K! ACT NOW! Beautiful sunsets over Lake St. Clair! Fully updated 2 bedroom, 2 bath condo at Baypointe, an exclusive enclave within the private Old Club on Harsens Island (membership is required). First floor, interior unit in the north building with golf cart garage. Remodeled in 2017-2018 with granite countertops, new cabinets and new appliances in the kitchen. New paint, ceiling fans, and flooring throughout - LVT in living room, carpet in bedrooms, and tile in bathrooms. New vanities, faucets, sinks, and toilets in both bathrooms. Hunter Douglas silhouettes on all door walls. Cozy electric fireplace mantel with 55" TV in living room. Huge walk-in closet in master bedroom. New Pella Impervia fiberglass door walls with Low-E insulating glass on the bay side. New Trex decking on front and back decks. New water bag installed in 2021 for winter usage. New siding and roof on building. All furniture and furnishings negotiable. Buyer receives a deed. Buyers must be willing to join the Old Club, and sponsors can be found. INITIATION FEE NOW ONLY $10K! Jet ski ramp near condo for sale too.
Source: SparkMLS
About this home
This 2-bedroom, 2-bath, 1,440 sq ft home built in 1984 sits in Clay Township in Michigan.
Asking $299,900 (about $208/sq ft).
Estimated annual property tax: $4,783, or about $399 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms2
Bathrooms2
Living Area1,440 sqft
Year Built1984
Stories1
Location
MunicipalityClay Twp
Zip Code48028
CountySt. Clair
School DistrictAlgonac
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
HeatingForced Air
SewerPublic
Sale & Financing
Listed2/25/2025
Original Price$319,900
Terms AcceptedCash, Conventional
HOA
HOA Fee$5,000 / Annually
Source: SparkMLS
Tax Information
Annual Tax$4,783
Parcel #74149600013000
Source: SparkMLS
Legal Description
UNIT #13 BAY POINTE CONDOMINIUM, ST CLAIR COUNTY CONDOMINIUM SUBD PLAN 43 RECORDED 1-23-84 LIBR 1138 PAGES 163 TO 235
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jeffrey Lambrecht
Lambrecht Realty LLC
Frequently Asked Questions about 9616 S CHANNEL Drive, MI 48028
Which school district serves 9616 S CHANNEL Drive, MI 48028?
Per MLS# 20250011715, 9616 S CHANNEL Drive, MI 48028 is in the Algonac boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Algonac directly to confirm enrollment eligibility.
What financing options are available for 9616 S CHANNEL Drive, MI 48028?
Per MLS# 20250011715, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 9616 S CHANNEL Drive, MI 48028?
Per public tax records, annual property taxes for this property are $4,783. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 9616 S CHANNEL Drive, MI 48028 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 9616 S CHANNEL Drive, MI 48028 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 9616 S CHANNEL Drive, MI 48028?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Clay Twp police department or the St. Clair County sheriff's office.
Map
Mortgage Calculator
$
%
$
$
$
Monthly payment$2,362
Principal & interest$1,945
HOA$417
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
9616 S CHANNEL Drive, MI 48028
View full property history →
Municipality
Clay Township
View all listings →
Get email alerts for new listings near 9616 S CHANNEL Drive
We'll notify you when something hits the market in Clay Township or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.