For Sale
9638 Main Street, Whitmore Lake, MI 48189
$640,000
MLS # 26001936 (Michigan Regional Information Center (MichRIC))
3 beds3 baths1,716 sqftBuilt 19000.14 acres
1 / 38
Listing Description
The BENEFIT of this Whitmore Lake Waterfront Treasure...
Source: SparkMLS
About this home
Located in Northfield Township in Whitmore Lake, this property offers 3-bedroom, 3-bath, 1,716 sq ft, with original construction dating to 1900.
Listed at $640,000 (about $373/sq ft).
Property tax estimate: $12,500 per year ($1,042/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 7 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,716 sqft
Lot Size0.14 acres
Year Built1900
Stories2
Location
CityWhitmore Lake
MunicipalityNorthfield Twp
Zip Code48189
CountyWashtenaw
School DistrictWhitmore Lake
Construction & Systems
StyleColonial, Historic
ConstructionVinyl Siding
BasementCrawl Space, Partial, Walk-Out Access, Other
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Broadband, Garage Door Opener, Guest Quarters, Eat-in Kitchen
Sale & Financing
Listed1/16/2026
Original Price$695,000
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$12,500
Tax Year2025
Assessed Value$215,740
Parcel #B-02-05-252-010
Source: SparkMLS
Legal Description
*OLD SID - B 02-005-041-00 NO 5-33 COM AT W 1/4 POST OF SEC, THN 2 DEG 30' W 1.63 CHNS IN THE W LINE OF SEC, TH N 47 DEG 45' E 7.83 CHNS, TH N 42DEG 15' W 12 RDS FOR A PL OF BEG, TH N 42 DEG 15' W 3 RDS, TH N 47 DEG 45' E 125 FT TO THE SHORE OF WHITM ORE LAKE, TH S 42 DEG 15' E 3 RDS, TH S 47 DEG 45' W 125 FT TO THE PL OF BEG, BEING APART OF NW FRL 1/4 SEC. 5 T1S R6E.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Keith Brandt
Brandt Real Estate
Frequently Asked Questions about 9638 Main Street, Whitmore Lake, MI 48189
Which school district serves 9638 Main Street, Whitmore Lake, MI 48189?
Per MLS# 26001936, 9638 Main Street, Whitmore Lake, MI 48189 is in the Whitmore Lake boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Whitmore Lake directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26001936, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 9638 Main Street, Whitmore Lake, MI 48189?
Per public tax records, annual property taxes for this property are $12,500 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 9638 Main Street, Whitmore Lake, MI 48189 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 9638 Main Street, Whitmore Lake, MI 48189 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 9638 Main Street, Whitmore Lake, MI 48189. The maximum advertised download speed is 1.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 9638 Main Street, Whitmore Lake, MI 48189?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Washtenaw County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$4,151
Principal & interest$4,151
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableGSO SatelliteUnlicensed Fixed WirelessSatelliteLicensed Fixed WirelessDSL
7 providers at this address
SpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsHughesNetSatellite
100 MbpsT-MobileLicensed Fixed Wireless
100 MbpsViasat IncSatellite
100 MbpsAT&TDSL
10 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
9638 Main Street, Whitmore Lake, MI 48189
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Municipality
Northfield Township
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County
Washtenaw County
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