Sold
964 Henry Ruff Rd. Road, Garden City, MI
Sold on 05/08/2026 for$305,000
MLS # 20261000344 (Realcomp)
3 beds3 baths1,717 sqftBuilt 19960.18 acres
1 / 20
Listing Description
Back on the market Buyer financing fell through!!! Magnificent Home with Vaulted Ceilings and Open Floor PlanHome featuring soaring vaulted ceilings and a spacious open layout. The eat-in kitchen, remodeled in 2021, (ceiling fan was replace with light fixture 1/2026) opens to a generous deck and flows seamlessly into the family room with a stunning fireplace—perfect for gatherings and relaxation.Convenience is built in with a laundry room and lavatory on the entry level. The primary suite offers a full bath and a wonderful walk-in closet. A large front porch welcomes you, while the fenced backyard provides privacy and space for pets or entertaining. 3 D available on Homes. Recent Improvements:• Aluminum siding and gutters (2022)• New front door and porch railings (2023)• Updated flooring in living room, dining room, and stairs (2024) Furnace in 2026
Source: SparkMLS
About this home
This 3-bedroom, 3-bath, 1,717 sq ft home built in 1996 sits in Garden City in Garden City.
Closed at $305,000 (about $178/sq ft).
Estimated annual property tax: $3,789, or about $316 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Broadband is available with download speeds up to 1,200 Mbps from 9 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,717 sqft
Lot Size0.18 acres
Year Built1996
Stories2
Location
CityGarden City
MunicipalityGarden City
CountyWayne
School DistrictGarden City
Construction & Systems
ConstructionAluminum Siding
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed1/4/2026
Sold Date5/7/2026
Original Price$350,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,789
Parcel #35019060009000
Source: SparkMLS
Legal Description
14R 9 LOT 9 VICTORIA GARDENS SUB T2S R9E L105 P77 TO 80 WCR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Pamela Vines Selley
Visionary Real Estate
Frequently Asked Questions about 964 Henry Ruff Rd. Road, Garden City, MI
Which school district serves 964 Henry Ruff Rd. Road, Garden City, MI?
Per MLS# 20261000344, 964 Henry Ruff Rd. Road, Garden City, MI is in the Garden City boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Garden City directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20261000344, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 964 Henry Ruff Rd. Road, Garden City, MI?
Per public tax records, annual property taxes for this property are $3,789. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 964 Henry Ruff Rd. Road, Garden City, MI is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 964 Henry Ruff Rd. Road, Garden City, MI in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 964 Henry Ruff Rd. Road, Garden City, MI. The maximum advertised download speed is 1.2 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 964 Henry Ruff Rd. Road, Garden City, MI?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Wayne County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$2,244
Principal & interest$2,244
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Internet
Download
1.2 Gbps
Upload
75 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
9 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
964 Henry Ruff Rd. Road, Garden City, MI
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Municipality
Garden City
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County
Wayne County
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