Sold
964 W Marshall Street, Ferndale, MI 48220
Sold on 12/15/2025 for$315,000
MLS # 20251011438 (Realcomp)
2 beds2 baths1,180 sqftBuilt 19390.14 acres
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Listing Description
Step into this beautifully maintained historic Ferndale home, where timeless character meets modern versatility. Featuring 2 spacious bedrooms and 2 full bathrooms, this residence also offers a bonus room off the primary - perfect for a nursery, office, or creative space. Roof replaced in 2018. The fully finished basement includes a second kitchen, ideal for entertaining or multi-generational living. ALL THE APPLIANCES ARE DOUBLED FOR THE BASEMENT KITCHEN. Two separate fireplaces - one natural and 1 ventless gas. Outside, enjoy lush, sprawling floral landscaping, a 2.5 detached garage, and a three season porch overlooking your fully fenced private garden oasis and water feature. All just moments from downtown Ferndale's vibrant shops, restaurants, and culture.
Source: SparkMLS
About this home
2-bedroom, 2-bath, 1,180 sq ft home in Ferndale in Ferndale built in 1939.
This home sold for $315,000 (about $267/sq ft).
Property tax estimate: $6,361 per year ($530/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 5,000 Mbps across 9 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area1,180 sqft
Lot Size0.14 acres
Year Built1939
Stories1
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionBrick
Garage2.5 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed6/24/2025
Sold Date12/14/2025
Original Price$349,900
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$6,361
State Equalized Value$183,390
Taxable Value$126,260
Parcel #2533280017
Source: Public Records
Legal Description
T1N, R11E, SEC 33 ANDERSONS SUB OF RIDGE HEIGHTS LOT 47
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Gary Raska
Berkshire Hathaway Homeservices
Frequently Asked Questions about 964 W Marshall Street, Ferndale, MI 48220
Which school district serves 964 W Marshall Street, Ferndale, MI 48220?
Per MLS# 20251011438, 964 W Marshall Street, Ferndale, MI 48220 is in the Ferndale boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ferndale directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20251011438, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 964 W Marshall Street, Ferndale, MI 48220?
Per public tax records, annual property taxes for this property are $6,361. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 964 W Marshall Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 964 W Marshall Street, Ferndale, MI 48220 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 964 W Marshall Street, Ferndale, MI 48220. The maximum advertised download speed is 5.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 964 W Marshall Street, Ferndale, MI 48220?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$2,042
Principal & interest$2,042
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Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableGSO SatelliteLicensed Fixed WirelessSatelliteDSL
9 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
964 W Marshall Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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