For Sale
9650 Cooley Lake Road, White Lake, MI
$249,900
MLS # 20261050409 (Realcomp)
3 beds1 bath920 sqftBuilt 19710.15 acres
1 / 26
Listing Description
Completely updated and truly move-in ready, this charming ranch offers the perfect blend of modern style and everyday comfort with an abundance of natural light through the oversized windows. Step inside to an inviting open-concept floor plan featuring a spacious living room and beautifully updated eat-in kitchen designed for effortless entertaining. The kitchen showcases crisp white cabinetry and stainless steel appliances (all included). Three comfortable bedrooms are complemented by a stunning full bath featuring a custom glass walk-in shower. Step outside to enjoy the private backyard with a spacious deck, ideal for relaxing or hosting guests, along with a partially fenced yard offering added privacy. With thoughtful updates including luxury vinyl plank flooring throughout, this home is ready for its next owner to simply unpack and enjoy.
Source: SparkMLS
About this home
Located in White Lake Township in White Lake, this property offers 3-bedroom, 1-bath, 920 sq ft, with original construction dating to 1971.
Currently offered at $249,900 (about $272/sq ft).
Annual property taxes run approximately $1,929 ($161/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area920 sqft
Lot Size0.15 acres
Year Built1971
Stories1
Location
CityWhite Lake
MunicipalityWhite Lake Twp
CountyOakland
School DistrictWalled Lake
Construction & Systems
ConstructionAluminum Siding
BasementCrawl Space
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed7/1/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$1,477
State Equalized Value$67,040
Taxable Value$37,150
Parcel #1235382028
Source: Public Records
Legal Description
T3N, R8E, SEC 35 ROUND LAKE OVERLOOK NO 3 W 1/2 OF LOT 206 & ALL OF LOT 207
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Christine M Atkinson
EXP Realty Main
Frequently Asked Questions about 9650 Cooley Lake Road, White Lake, MI
What school district is 9650 Cooley Lake Road, White Lake, MI in?
Per MLS# 20261050409, this property is served by Walled Lake. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 9650 Cooley Lake Road, White Lake, MI?
Per MLS# 20261050409, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261050409, the most recent reported annual property tax for 9650 Cooley Lake Road, White Lake, MI is $1,477. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 9650 Cooley Lake Road, White Lake, MI eligible for USDA financing?
Per USDA Rural Development boundary data, 9650 Cooley Lake Road, White Lake, MI is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 9650 Cooley Lake Road, White Lake, MI is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$1,929
Monthly$161
Millage rate28.7703 mills
Municipality: CHARTER TOWNSHIP OF WHITE LAKE
School district: TR-HURON VALLEY/WALL
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$1,782
Principal & interest$1,621
Property taxes$161
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
9650 Cooley Lake Road, White Lake, MI
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Municipality
White Lake Township
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County
Oakland County
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