For Sale
9694 Otsego Street, Detroit, MI 48204
$95,000
MLS # 20261044900 (Realcomp)
3 beds1 bath1,318 sqftBuilt 19200.09 acres
1 / 8
Listing Description
9694 Otsego St, Detroit, MI 48204 – $95,000Charming 3-Bedroom Bungalow in a Prime Detroit Location!This well-maintained single-family home offers approximately 1,318 sq ft of living space on a nice 0.09-acre lot (approx. 30x124 ft). Built in 1920, it features classic bungalow styling with modern vinyl siding for easy upkeep.3 Bedrooms 1 Full Bath Spacious living room and separate dining area – perfect for family gatheringsFunctional kitchen.Location Highlights: Situated in the Graham & Carrolls Grand River Subdivision (Livernois-I75 / Grand River area), this home is conveniently located with easy access to major roads, public transportation, shopping, and amenities in the vibrant Detroit community. Ideal for first-time buyers, investors, or those seeking a solid starter home with upside potential. Priced attractively at $95,000, this property represents excellent value in the current Detroit market. Great opportunity to own a piece of Detroit real estate with room to personalize and build equity!
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 1,318 sq ft home built in 1920 sits in Winterhalter in Detroit.
Currently offered at $95,000 (about $72/sq ft).
Estimated annual property tax: $597, or about $50 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,318 sqft
Lot Size0.09 acres
Year Built1920
Stories2
Location
CityDetroit
Zip Code48204
CountyWayne
School DistrictDetroit
Construction & Systems
ConstructionVinyl Siding
HeatingForced Air
Sale & Financing
Listed6/14/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$930
Tax Year2025
State Equalized Value$9,300
Assessed Value$9,300
Parcel #14007181.
Source: Public Records
Legal Description
E OTSEGO 112 GRAHAM & CARROLLS GRAND RIVER SUB L30 P73 PLATS, W C R 14/176 30 X 124.47
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Gaston Munoz
Munoz Realty Inc
Frequently Asked Questions about 9694 Otsego Street, Detroit, MI 48204
Which school district serves 9694 Otsego Street, Detroit, MI 48204?
Per MLS# 20261044900, 9694 Otsego Street, Detroit, MI 48204 is in the Detroit boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Detroit directly to confirm enrollment eligibility.
What financing options are available for 9694 Otsego Street, Detroit, MI 48204?
Per MLS# 20261044900, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 9694 Otsego Street, Detroit, MI 48204?
Per public tax records, annual property taxes for this property are $1,122. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 9694 Otsego Street, Detroit, MI 48204 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 9694 Otsego Street, Detroit, MI 48204 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 9694 Otsego Street, Detroit, MI 48204?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Wayne County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
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Annual tax$597
Monthly$50
Millage rate64.1844 mills
Municipality: Detroit
School district: DETROIT CITY SCHOOL DISTRICT
County: Wayne
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$666
Principal & interest$616
Property taxes$50
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
9694 Otsego Street, Detroit, MI 48204
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Neighborhood
Winterhalter
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Community
Detroit
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County
Wayne County
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