Sold
9694 Stony Creek Court, Canadian Lakes, MI 49346
Sold on 06/24/2026 for$630,000
MLS # 26024029 (Michigan Regional Information Center (MichRIC))
4 beds4 baths3,730 sqftBuilt 20071.08 acres
1 / 53
Listing Description
Tucked away on over an acre along the Little Muskegon River in the heart of Canadian Lakes, this exceptional custom-built home offers the perfect blend of luxury, privacy, and thoughtful design. Built in 2007 and meticulously maintained and updated, the residence features more than 2,000 square feet on the expansive main level with an ideal split floor plan. The impressive primary suite is privately situated with panoramic river views, while the opposite wing offers a convenient Jack-and-Jill bedroom and bath arrangement. Quality is evident throughout with solid oak doors, rich wood flooring, granite countertops, trendy tile backsplash, high-end stainless appliances, walk-in pantry, central vacuum system, gutter guards, generator hookup, and extensive custom cabinetry.
Source: SparkMLS
About this home
4-bedroom, 4-bath, 3,730 sq ft home in Canadian Lakes built in 2007.
Closed at $630,000 (about $169/sq ft).
Estimated annual property tax: $4,346, or about $362 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Homeworks Tri-County Electric Cooperative; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area3,730 sqft
Lot Size1.08 acres
Year Built2007
Stories1
Location
CityCanadian Lakes
MunicipalityMorton Twp
Zip Code49346
CountyMecosta
School DistrictChippewa Hills
Construction & Systems
StyleRanch
ConstructionStone, Vinyl Siding
BasementFull, Walk-Out Access
Garage3 spaces
HeatingForced Air, Radiant
WaterWell
SewerSeptic Tank
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Broadband, Central Vacuum, Garage Door Opener, Center Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed5/20/2026
Sold Date6/23/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
HOA
HOA Fee$899 / Annually
IncludesOther, Snow Removal
Source: SparkMLS
Tax Information
Annual Tax$4,346
Tax Year2026
Assessed Value$166,092
Parcel #5411-189-215-000
Source: SparkMLS
Legal Description
SEC 21 & 28 T14N R08W LOT 215 ROYAL CANADIAN SUB #1
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Chip Issette
Century 21 White House Realty
Frequently Asked Questions about 9694 Stony Creek Court, Canadian Lakes, MI 49346
Which school district serves 9694 Stony Creek Court, Canadian Lakes, MI 49346?
Per MLS# 26024029, 9694 Stony Creek Court, Canadian Lakes, MI 49346 is in the Chippewa Hills boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Chippewa Hills directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26024029, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 9694 Stony Creek Court, Canadian Lakes, MI 49346?
Per public tax records, annual property taxes for this property are $4,346 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 9694 Stony Creek Court, Canadian Lakes, MI 49346 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 9694 Stony Creek Court, Canadian Lakes, MI 49346 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 9694 Stony Creek Court, Canadian Lakes, MI 49346?
Per Michigan Public Service Commission service territory data: Electric: Homeworks Tri-County Electric Cooperative. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Morton Twp police department or the Mecosta County sheriff's office.
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Mortgage Calculator
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Monthly payment$4,290
Principal & interest$4,215
HOA$75
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Homeworks Tri-County Electric Cooperative
Co-op
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
9694 Stony Creek Court, Canadian Lakes, MI 49346
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