For Sale
9697 Herkelrath Road, Onekama, MI 49675
$1,650,000
MLS # 1945563 (Northern Great Lakes REALTORS® MLS)
4 beds2 bathsBuilt 200729.22 acres
1 / 69
Listing Description
Tucked away on 29 beautiful private wooded acres, this custom-built home offers a rare blend of craftsmanship, tranquility, and location. Situated in the charming town of Onekama, between Frankfort and Manistee, you’ll enjoy the peaceful setting while being just minutes from town amenities, marinas on Portage Lake, and access to Lake Michigan. Inside, exceptional custom woodwork, built-ins, and thoughtful details showcase quality and character throughout. Designed for comfort and flexibility, the home features two spacious primary suites along with a lower level boasting impressive 10-foot ceilings, creating an open and inviting feel with endless possibilities. Car enthusiasts, hobbyists, or those needing extra storage will appreciate the unique stacked two-car garages offering abundant space and functionality. Outdoors, stunning perennial gardens lovingly designed and maintained by the master gardener owner provide color and beauty throughout the seasons. A truly special property offering privacy, natural beauty, and timeless custom design in one of Northern Michigan’s most picturesque settings.
Source: SparkMLS
About this home
Located in Onekama, this property offers 4-bedroom, 2-bath, with original construction dating to 2007.
Listed at $1,650,000.
Electric service is provided by Consumers Energy Company; natural gas by Superior Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Lot Size29.22 acres
Year Built2007
Stories2
Location
CityOnekama
Zip Code49675
CountyManistee
Construction & Systems
BasementOther
HeatingForced Air
WaterPrivate Water
Sale & Financing
Listed5/21/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Susan K Hunt
REO-TCFront-233021
Frequently Asked Questions about 9697 Herkelrath Road, Onekama, MI 49675
Can I use FHA or VA financing for this property?
Per MLS# 1945563, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 9697 Herkelrath Road, Onekama, MI 49675 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 9697 Herkelrath Road, Onekama, MI 49675 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 9697 Herkelrath Road, Onekama, MI 49675?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Superior Energy Company. Water: Private Water. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$10,702
Principal & interest$10,702
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Superior Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
9697 Herkelrath Road, Onekama, MI 49675
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