For Sale
97 N Merrimac Street, Pontiac, MI 48340
$189,000
MLS # 20261047788 (Realcomp)
3 beds2 baths1,227 sqftBuilt 19150.16 acres
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Listing Description
***Open House WEDNESDAY JULY 8, 2026 12-2PM ***Completely remodeled and move-in ready! This beautifully updated home features 3 bedrooms, 2 full baths, and a potential bonus room on the second floor that's perfect for a home office, playroom, or guest space. Enjoy newer windows, updated mechanicals, and modern finishes throughout. Situated on a rare double lot, the property offers a fully fenced backyard, private driveway, and a spacious patio ideal for entertaining or relaxing. With plenty of indoor and outdoor living space, this home is a must-see. Schedule your private showing today! For more information call the listing agent.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,227 sq ft home built in 1915 sits in Pontiac in Pontiac.
Listed at $189,000 (about $154/sq ft).
Estimated annual property tax: $1,915, or about $160 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,227 sqft
Lot Size0.16 acres
Year Built1915
Stories2
Location
CityPontiac
MunicipalityPontiac
Zip Code48340
CountyOakland
School DistrictPontiac
Construction & Systems
ConstructionVinyl Siding
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed7/5/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$1,915
State Equalized Value$45,960
Taxable Value$10,600
Parcel #1420132027
Source: Public Records
Legal Description
T3N, R10E, SEC 20 CIVIC IMPROVEMENT COMPANY'S MERRIMAC SUB LOTS 59 & 60 5-18-15 FR 009 & 010
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Maribel Santino
The Brand Real Estate
Frequently Asked Questions about 97 N Merrimac Street, Pontiac, MI 48340
Which school district serves 97 N Merrimac Street, Pontiac, MI 48340?
Per MLS# 20261047788, 97 N Merrimac Street, Pontiac, MI 48340 is in the Pontiac boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Pontiac directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20261047788, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 97 N Merrimac Street, Pontiac, MI 48340?
Per public tax records, annual property taxes for this property are $1,915. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 97 N Merrimac Street, Pontiac, MI 48340 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 97 N Merrimac Street, Pontiac, MI 48340 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 97 N Merrimac Street, Pontiac, MI 48340?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
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Monthly payment$1,226
Principal & interest$1,226
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
97 N Merrimac Street, Pontiac, MI 48340
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Municipality
Pontiac
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County
Oakland County
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