Sold
970 Henderson Avenue, Waterford, MI 48328
Sold on 04/15/2026 for$255,000
MLS # 20261017867 (Realcomp)
3 beds1 bath1,148 sqftBuilt 19480.23 acres
1 / 23
Listing Description
Move in ready and packed with value! This beautifully updated 3 bedroom ranch in the heart of Waterford features gleaming hardwood floors, fresh paint throughout, and brand-new carpet. Enjoy peace of mind with newer windows. The attached 1 car garage adds convenience, while the functional layout makes everyday living easy. Whether you’re a first-time buyer or looking to downsize, this home checks all the boxes. Immediate occupancy available schedule your showing before it’s gone!
Source: SparkMLS
About this home
Located in Waterford Township in Waterford, this property offers 3-bedroom, 1-bath, 1,148 sq ft, with original construction dating to 1948.
This home sold for $255,000 (about $222/sq ft).
Annual property taxes run approximately $2,977 ($248/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,148 sqft
Lot Size0.23 acres
Year Built1948
Stories1
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48328
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionVinyl Siding
BasementSlab
Garage1 space
HeatingForced Air
SewerPublic
Sale & Financing
Listed3/18/2026
Sold Date4/14/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$1,991
State Equalized Value$97,910
Taxable Value$93,540
Parcel #1323427018
Source: Public Records
Legal Description
T3N, R9E, SEC 23 SUPERVISOR'S PLAT NO 66 N 75 FT OF LOT 19
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Christian Brown
Oak and Stone Real Estate
Frequently Asked Questions about 970 Henderson Avenue, Waterford, MI 48328
Which school district serves 970 Henderson Avenue, Waterford, MI 48328?
Per MLS# 20261017867, 970 Henderson Avenue, Waterford, MI 48328 is in the Waterford boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Waterford directly to confirm enrollment eligibility.
What financing options are available for 970 Henderson Avenue, Waterford, MI 48328?
Per MLS# 20261017867, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 970 Henderson Avenue, Waterford, MI 48328?
Per public tax records, annual property taxes for this property are $1,991. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 970 Henderson Avenue, Waterford, MI 48328 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 970 Henderson Avenue, Waterford, MI 48328 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 970 Henderson Avenue, Waterford, MI 48328?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$2,977
Monthly$248
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
$
%
$
$
$
Monthly payment$1,934
Principal & interest$1,686
Property taxes$248
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
970 Henderson Avenue, Waterford, MI 48328
View full property history →
Municipality
Waterford Township
View all listings →
County
Oakland County
View county overview →
Get email alerts for new listings near 970 Henderson Avenue
We'll notify you when something hits the market in Waterford Township or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.