For Sale
9731 Portage Trail, White Lake, MI
$98,000
MLS # 20261046313 (Realcomp)
0.52 acres
1 / 8
Listing Description
Exceptional opportunity to own a spacious canal-front lot in White Lake with direct access to Cedar Island Lake! Located in the highly sought-after Walled Lake School District and just moments from Elizabeth Lake, this 22,477 sq. ft. parcel offers endless possibilities. Build your dream home, create a private waterfront retreat, or explore future development opportunities. The oversized lot may offer the potential for a two-lot split, subject to township approval and variance requirements. Buyer to verify all information .
Source: SparkMLS
About this home
Asking $98,000.
Property tax estimate: $517 per year ($43/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeLand
Bathrooms0
Lot Size0.52 acres
Location
CityWhite Lake
MunicipalityWhite Lake Twp
CountyOakland
School DistrictWalled Lake
Sale & Financing
Listed6/17/2026
Terms AcceptedCash
Source: SparkMLS
Tax Information
Annual Tax$603
State Equalized Value$17,970
Taxable Value$17,970
Parcel #1226177017
Source: Public Records
Legal Description
T3N, R8E, SEC 26 CEDAR CREST SUB NO 4 LOTS 645 TO 650 INCL 4-5-91 FR 005, 014 & 015
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Tonia Kramar
KVK Realty Group LLC
Frequently Asked Questions about 9731 Portage Trail, White Lake, MI
Which school district serves 9731 Portage Trail, White Lake, MI?
Per MLS# 20261046313, 9731 Portage Trail, White Lake, MI is in the Walled Lake boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Walled Lake directly to confirm enrollment eligibility.
What financing options are available for 9731 Portage Trail, White Lake, MI?
Per MLS# 20261046313, this listing accepts Cash financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 9731 Portage Trail, White Lake, MI?
Per public tax records, annual property taxes for this property are $603. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 9731 Portage Trail, White Lake, MI is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 9731 Portage Trail, White Lake, MI in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 9731 Portage Trail, White Lake, MI?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Tax Estimate
$
Annual tax$517
Monthly$43
Millage rate28.7703 mills
Municipality: CHARTER TOWNSHIP OF WHITE LAKE
School district: TR-HURON VALLEY/WALL
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$679
Principal & interest$636
Property taxes$43
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
9731 Portage Trail, White Lake, MI
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Municipality
White Lake Township
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County
Oakland County
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