For Sale
9738 N Long Lake Road, Traverse City, MI 49685
$550,000
MLS # 1946760 (Northern Great Lakes REALTORS® MLS)
2 beds1 bathBuilt 19580.21 acres
1 / 16
Listing Description
Tucked along the shores of beautiful Long Lake, this rare opportunity offers sandy, shallow frontage on one of the Traverse City area’s most sought-after all-sports lakes. Spanning 2,860 acres, Long Lake is well known for exceptional boating, recreation, and fishing. The existing two-bedroom, one-bath home is ready for its next chapter, making this an outstanding chance to create your ideal waterfront retreat. Conveniently located near the public beach, Long Lake Grocery, and just minutes from Traverse City. A prime setting with endless potential on the water.
Source: SparkMLS
About this home
2-bedroom, 1-bath home in Traverse City built in 1958.
Currently offered at $550,000.
Electric service is provided by Cherryland Electric Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Lot Size0.21 acres
Year Built1958
Stories1
Location
CityTraverse City
Zip Code49685
CountyGrand Traverse County
Construction & Systems
HeatingNatural Gas, Forced Air
WaterPrivate Water
Sale & Financing
Listed6/16/2026
Original Price$650,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jessica Roth
Traverse Real Estate
Frequently Asked Questions about 9738 N Long Lake Road, Traverse City, MI 49685
Can I use FHA or VA financing for this property?
Per MLS# 1946760, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 9738 N Long Lake Road, Traverse City, MI 49685 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 9738 N Long Lake Road, Traverse City, MI 49685 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Cherryland Electric Cooperative. Gas: DTE Gas Company. Water: Private Water. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Map
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Monthly payment$3,567
Principal & interest$3,567
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Cherryland Electric Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
9738 N Long Lake Road, Traverse City, MI 49685
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