For Sale
974 Ann Street, Birmingham, MI 48009
$1,750,000
MLS # 20261051498 (Realcomp)
4 beds5 baths5,045 sqftBuilt 19260.18 acres
1 / 95
Listing Description
Just two blocks from the vibrant heart of downtown Birmingham, this extraordinary residence seamlessly blends timeless 1920s architecture with an inspired, design-forward renovation. Offering 4,045 square feet of impeccably curated living space with 4 bedrooms and 4.1 baths, every room reflects exceptional craftsmanship, character, and thoughtful attention to detail. The stunning chef's kitchen is both sophisticated and inviting, featuring custom white cabinetry, striking copper countertops, Wolf and Sub-Zero appliances, and an effortless flow into the home's gracious living and dining spaces. Rich hardwood floors, custom millwork, designer lighting, beautiful fireplaces, and elegant iron railings create a warm yet refined atmosphere throughout. The luxurious primary suite serves as a private retreat, complete with a spa-inspired marble bath, generous walk-in closet, and adjoining sitting room. Beautifully renovated secondary baths feature Carrara marble, custom zinc vanities, and timeless finishes that complement the home's distinctive style. Outdoor living is equally exceptional, surrounded by lush, professionally designed landscaping that creates remarkable privacy while offering multiple spaces to relax and entertain. A rare detached three-car garage is topped by a beautifully appointed carriage house with its own kitchen, living and dining areas, bedroom, bath, and separate mechanicals—ideal as a guest suite, private office, nanny quarters, or multi-generational living. Perfectly positioned in one of Birmingham's most coveted in-town locations, this one-of-a-kind home offers an exceptional blend of historic charm, sophisticated design, and modern luxury just moments from premier shopping, dining, parks, and entertainment.
Source: SparkMLS
About this home
4-bedroom, 5-bath, 5,045 sq ft home in Birmingham in Birmingham built in 1926.
Asking $1,750,000 (about $347/sq ft).
Estimated annual property tax: $13,839, or about $1,153 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms5
Living Area5,045 sqft
Lot Size0.18 acres
Year Built1926
Stories3
Location
CityBirmingham
MunicipalityBirmingham
Zip Code48009
CountyOakland
School DistrictBirmingham
Construction & Systems
ConstructionBrick
Garage3 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed7/9/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$13,839
State Equalized Value$524,520
Taxable Value$362,820
Parcel #1936256016
Source: Public Records
Legal Description
T2N, R10E, SEC 36 BUELL'S ADD LOT 31 EXC BEG AT SE LOT COR, TH N 42-00-00 W 7.70 FT, TH S 48-00-00 W 7.52 FT, TH S 81-34-36 W 77.38 FT, TH N 83-02-50 E 87.93 FT TO BEG, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by John A Apap
@properties Christie's Int'l R.E. Birmingham
Frequently Asked Questions about 974 Ann Street, Birmingham, MI 48009
What school district is 974 Ann Street, Birmingham, MI 48009 in?
Per MLS# 20261051498, this property is served by Birmingham. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261051498, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261051498, the most recent reported annual property tax for 974 Ann Street, Birmingham, MI 48009 is $13,839. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 974 Ann Street, Birmingham, MI 48009 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 974 Ann Street, Birmingham, MI 48009 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Mortgage Calculator
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Monthly payment$11,350
Principal & interest$11,350
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
974 Ann Street, Birmingham, MI 48009
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Municipality
Birmingham
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County
Oakland County
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