For Sale
977 Boston Avenue, Waterford, MI 48328
$189,900
MLS # 20261026420 (Realcomp)
3 beds1 bath1,042 sqftBuilt 19280.19 acres
1 / 25
Listing Description
Welcome to 977 Boston Avenue, this 3 bedroom 1 bathroom ranch. Major updates already done for you—featuring a tear-off roof and new gutters (2024), plus a furnace (2019) and a newer HWT. This move-in-ready home offers a fresh coat of paint throughout the house, and a kitchen equipped with stainless steel appliances. Situated on a spacious lot, the property provides plenty of outdoor potential while being centrally located just off Telegraph and Elizabeth Lake Road, offering easy access to shopping, dining, and everyday conveniences.
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 1,042 sq ft home built in 1928 sits in Waterford Township in Waterford.
Listed at $189,900 (about $182/sq ft).
Property tax estimate: $2,212 per year ($184/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,042 sqft
Lot Size0.19 acres
Year Built1928
Stories1
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48328
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed4/17/2026
Original Price$210,000
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,086
State Equalized Value$72,750
Taxable Value$72,720
Parcel #1325431003
Source: Public Records
Legal Description
T3N, R9E, SEC 25 HURON GARDENS LOT 20
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Emily Henderson
Century 21 Curran & Oberski
Frequently Asked Questions about 977 Boston Avenue, Waterford, MI 48328
Which school district serves 977 Boston Avenue, Waterford, MI 48328?
Per MLS# 20261026420, 977 Boston Avenue, Waterford, MI 48328 is in the Waterford boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Waterford directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261026420, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 977 Boston Avenue, Waterford, MI 48328?
Per public tax records, annual property taxes for this property are $2,086. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 977 Boston Avenue, Waterford, MI 48328 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 977 Boston Avenue, Waterford, MI 48328 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 977 Boston Avenue, Waterford, MI 48328?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$2,212
Monthly$184
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$1,416
Principal & interest$1,232
Property taxes$184
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
977 Boston Avenue, Waterford, MI 48328
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Municipality
Waterford Township
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County
Oakland County
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