Sold
9770 Cedar Island Road, White Lake, MI
Sold on 09/18/2025 for$340,000
MLS # 20251024994 (Realcomp)
3 beds2 baths2,328 sqftBuilt 19940.38 acres
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Listing Description
Please excuse the mess. Home is being set up for an estate sale. Move in condition. Spacious living room with fireplace. Beautiful kitchen. Includes all kitchen appliances. Huge walkout lower level. Lake view. Expansive decking overlooking extra large fenced back yard. 30 foot deep heated garage potentially making room for 3 cars or a great workshop. This could definitely be the one. Excludes washer, dryer and gazebo.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 2,328 sq ft home built in 1994 sits in White Lake Township in White Lake.
This home sold for $340,000 (about $146/sq ft).
Estimated annual property tax: $5,091, or about $424 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Broadband is available with download speeds up to 2,000 Mbps from 7 providers.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,328 sqft
Lot Size0.38 acres
Year Built1994
Stories1
Location
CityWhite Lake
MunicipalityWhite Lake Twp
CountyOakland
School DistrictWalled Lake
Construction & Systems
ConstructionStone, Vinyl Siding
BasementWalk-Out Access, Partial
Garage3 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorBasement Partially Finished, Water Softener/Rented
Sale & Financing
Listed8/10/2025
Sold Date9/17/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$4,531
State Equalized Value$176,970
Taxable Value$140,320
Parcel #1235177007
Source: Public Records
Legal Description
T3N, R8E, SEC 35 CEDAR LAKE PARK LOTS 136 & 137
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Stephen Chivers
Howard Hanna Clarkston
Frequently Asked Questions about 9770 Cedar Island Road, White Lake, MI
Which school district serves 9770 Cedar Island Road, White Lake, MI?
Per MLS# 20251024994, 9770 Cedar Island Road, White Lake, MI is in the Walled Lake boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Walled Lake directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20251024994, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 9770 Cedar Island Road, White Lake, MI?
Per public tax records, annual property taxes for this property are $4,531. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 9770 Cedar Island Road, White Lake, MI is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 9770 Cedar Island Road, White Lake, MI in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 9770 Cedar Island Road, White Lake, MI. The maximum advertised download speed is 2.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 9770 Cedar Island Road, White Lake, MI?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$5,091
Monthly$424
Millage rate28.7703 mills
Municipality: CHARTER TOWNSHIP OF WHITE LAKE
School district: TR-HURON VALLEY/WALL
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$2,856
Principal & interest$2,432
Property taxes$424
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
2 Gbps
Upload
250 Mbps
CableGSO SatelliteLicensed Fixed WirelessSatelliteDSL
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
9770 Cedar Island Road, White Lake, MI
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Municipality
White Lake Township
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County
Oakland County
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