Under Contract
9793 Maple Street, Chippewa Lake, MI 49320
$169,900
MLS # 20261046677 (Realcomp)
2 beds1 bath777 sqftBuilt 19400.16 acres
1 / 38
Listing Description
Get ready for summer boating/fishing/swimming! Discover this cute 2-bedroom 1 bath LAKE VIEW/ACCESS cottage at Chippewa Lake, one of Michigan’s largest inland lakes (all-sports and just under 800 acres). Open floor plan and painted in neutral colors. Immediate occupancy. Impressive list of updates: NEW metal roof 2024, NEW vinyl windows and entry doors 2024, NEW vinyl siding 2024, NEW well pump 2024, NEW bathroom flooring 2024. Great views of the lake, especially from primary bedroom. Kitchen appliances and washer/dryer included. Association green space is to right of property, and docking is a short walk away. The nearby lakeside party store is convenient for gas, snacks, pizza or ice cream, or head to Big Rapids for more shopping and restaurants. Great weekend getaway: about 1 hour from Grand Rapids, or around 3 hours from metro Detroit.
Source: SparkMLS
About this home
This 2-bedroom, 1-bath, 777 sq ft home built in 1940 sits in Chippewa Lake.
Asking $169,900 (about $219/sq ft).
Estimated annual property tax: $799, or about $67 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area777 sqft
Lot Size0.16 acres
Year Built1940
Stories1
Location
CityChippewa Lake
MunicipalityChippewa Twp
Zip Code49320
CountyMecosta
School DistrictChippewa Hills
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
HeatingBaseboard, Other
WaterWell
SewerPublic
Sale & Financing
Listed6/18/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$125 / Annually
IncludesOther
Source: SparkMLS
Tax Information
Annual Tax$799
Parcel #5403040046000
Source: SparkMLS
Legal Description
SEC 21 T16N R8W SUPERVISOR'S PLAT OF CAMP GANSER LOTS 46, 47
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Tricia M Molnar
Vanguard Realty Group
Frequently Asked Questions about 9793 Maple Street, Chippewa Lake, MI 49320
Which school district serves 9793 Maple Street, Chippewa Lake, MI 49320?
Per MLS# 20261046677, 9793 Maple Street, Chippewa Lake, MI 49320 is in the Chippewa Hills boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Chippewa Hills directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20261046677, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 9793 Maple Street, Chippewa Lake, MI 49320?
Per public tax records, annual property taxes for this property are $799. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 9793 Maple Street, Chippewa Lake, MI 49320 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 9793 Maple Street, Chippewa Lake, MI 49320 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 9793 Maple Street, Chippewa Lake, MI 49320?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Chippewa Twp police department or the Mecosta County sheriff's office.
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Mortgage Calculator
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Monthly payment$1,112
Principal & interest$1,102
HOA$10
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
9793 Maple Street, Chippewa Lake, MI 49320
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