Sold
98 Harbor Drive 10, Ludington, MI 49431
Sold on 07/02/2026 for$33,500
MLS # 26031575 (Michigan Regional Information Center (MichRIC))
0 acres
1 / 13
Listing Description
Enjoy hassle-free boating with this 40-foot boat slip (14' wide) in the protected basin of Crosswinds Marina on beautiful Pere Marquette Lake. Complete with electric, water, a dock box, and association-paid Wi-Fi, this slip offers everything you need for a convenient day on the water. Marina amenities include a spacious bathhouse with showers, a private fish cleaning station, paved parking for association members, and picnic areas. With direct access to Lake Michigan, you'll enjoy outstanding fishing, boating, and the freedom to explore ports along the shoreline or even venture across the lake for a true Great Lakes adventure. If you're looking for a permanent home for your watercraft in a prime location, this is an exceptional opportunity to enjoy summers on the water for years to come.
Source: SparkMLS
About this home
Closed at $33,500.
Property tax estimate: $308 per year ($26/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Natural gas service is provided by DTE Gas Company.
Listing Property Details
Property TypeLand
Property SubtypeDockominium
Bathrooms0
Location
CityLudington
MunicipalityLudington
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
WaterPublic
UtilitiesElectricity Available, Electricity Connected
Sale & Financing
Listed6/23/2026
Sold Date7/1/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$105 / Monthly
IncludesElectricity, Water
Source: SparkMLS
Tax Information
Annual Tax$308
Tax Year2025
Assessed Value$5,258
Parcel #53-051-116-010-00
Source: SparkMLS
Legal Description
MASON COUNTY CONDOMINIUM PLAT NO. 2 CROSSWINDS MARINA CONDOMINIUMS UNIT 10.
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Diana Kovalcik
GREENRIDGE Realty Ludington
Frequently Asked Questions about 98 Harbor Drive 10, Ludington, MI 49431
Which school district serves 98 Harbor Drive 10, Ludington, MI 49431?
Per MLS# 26031575, 98 Harbor Drive 10, Ludington, MI 49431 is in the Ludington boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ludington directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26031575, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 98 Harbor Drive 10, Ludington, MI 49431?
Per public tax records, annual property taxes for this property are $308 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 98 Harbor Drive 10, Ludington, MI 49431 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 98 Harbor Drive 10, Ludington, MI 49431 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 98 Harbor Drive 10, Ludington, MI 49431?
Per Michigan Public Service Commission service territory data: Gas: DTE Gas Company. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Ludington police department or the Mason County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$332
Principal & interest$227
HOA$105
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Property
98 Harbor Drive 10, Ludington, MI 49431
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Municipality
Ludington
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