For Sale
98 Harbor Drive 12, Ludington, MI 49431
$35,000
MLS # 26034431 (Michigan Regional Information Center (MichRIC))
0 acres
1 / 18
Listing Description
Spacious 40-foot boat slip (13'6" wide) in the protected basin of Crosswinds Marina on Pere Marquette Lake that directly accesses Lake Michigan. Explore local areas, go salmon fishing, or relax on the open water. Association Fee is $105 paid monthly and includes water, electric, and wireless internet. Other amenities include private bathhouse with showers, fish cleaning station, small boat launch ramp, and paved parking for association members. Great location to park your watercraft and enjoy all that Lake Michigan/Ludington area has to offer.
Source: SparkMLS
About this home
Asking $35,000.
Annual property taxes run approximately $308 ($26/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Natural gas service is provided by DTE Gas Company.
Listing Property Details
Property TypeLand
Property SubtypeDockominium
Bathrooms0
Location
CityLudington
MunicipalityLudington
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
WaterPublic
UtilitiesElectricity Available, Electricity Connected
Sale & Financing
Listed7/7/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$105 / Monthly
IncludesElectricity, Water
Source: SparkMLS
Tax Information
Annual Tax$308
Tax Year2026
Assessed Value$5,258
Parcel #53-051-116-012-00
Source: SparkMLS
Legal Description
MASON COUNTY CONDOMINIUM PLAT NO. 2 CROSSWINDS MARINA CONDOMINIUMS UNIT 12.
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kyle Kovalcik
GREENRIDGE Realty Ludington
Frequently Asked Questions about 98 Harbor Drive 12, Ludington, MI 49431
What school district is 98 Harbor Drive 12, Ludington, MI 49431 in?
Per MLS# 26034431, this property is served by Ludington. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26034431, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26034431, the most recent reported annual property tax for 98 Harbor Drive 12, Ludington, MI 49431 is $308 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 98 Harbor Drive 12, Ludington, MI 49431 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 98 Harbor Drive 12, Ludington, MI 49431 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Gas: DTE Gas Company. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Ludington police department or the Mason County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$332
Principal & interest$227
HOA$105
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Property
98 Harbor Drive 12, Ludington, MI 49431
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Municipality
Ludington
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