Sold
98 Harbor Drive 21, Ludington, MI 49431
Sold on 06/19/2026 for$26,500
MLS # 26024618 (Michigan Regional Information Center (MichRIC))
0 acres
1 / 5
Listing Description
Just in time for summer. Crosswinds Marina Dockominium boat slip 13'x30', with electric, water, dock box, and fish cleaning station. On site bathhouse with showers, boat launch and large parking lot for association members. Direct access to PM Lake, Ludington channel and Lake Michigan. Great location to watch the fourth of July fireworks, hours of fishing or family boat days on the lake.
Source: SparkMLS
About this home
Closed at $26,500.
Estimated annual property tax: $250, or about $21 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeLand
Property SubtypeDockominium
Bathrooms0
Location
CityLudington
MunicipalityLudington
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
WaterPublic
SewerPublic Sewer
UtilitiesElectricity Available, Electricity Connected
Sale & Financing
Listed5/24/2026
Sold Date6/18/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$105 / Monthly
IncludesElectricity
Source: SparkMLS
Tax Information
Annual Tax$250
Tax Year2025
State Equalized Value$4,200
Taxable Value$4,200
Assessed Value$4,200
Parcel #051-116-021-00
Source: Public Records
Legal Description
MASON COUNTY CONDOMINIUM PLAT NO. 2 CROSSWINDS MARINA CONDOMINIUMS UNIT 21.
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Ann Wisniewski
CENTURY 21 Bayshore
Frequently Asked Questions about 98 Harbor Drive 21, Ludington, MI 49431
Which school district serves 98 Harbor Drive 21, Ludington, MI 49431?
Per MLS# 26024618, 98 Harbor Drive 21, Ludington, MI 49431 is in the Ludington boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ludington directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26024618, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 98 Harbor Drive 21, Ludington, MI 49431?
Per public tax records, annual property taxes for this property are $250 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 98 Harbor Drive 21, Ludington, MI 49431 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 98 Harbor Drive 21, Ludington, MI 49431 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 98 Harbor Drive 21, Ludington, MI 49431?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public Sewer. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Ludington police department or the Mason County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$287
Principal & interest$182
HOA$105
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
98 Harbor Drive 21, Ludington, MI 49431
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Municipality
Ludington
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