Sold
98 N Gratiot Avenue, Mount Clemens, MI 48043
Sold on 02/11/2026 for$175,000
MLS # 20251060516 (Realcomp)
2 beds2 baths1,421 sqftBuilt 2005
1 / 52
Listing Description
Matterport virtual walkthrough available online. Stunning industrial New York style loft in downtown Mt. Clemens featuring soaring ceilings, exposed brick, and massive windows that fill the space with natural light. The open-concept main floor of unit #22 boasts polished concrete floors and a stylish kitchen with bar seating, stainless steel appliances, and tons of warm wood cabinetry. The spacious living and dining areas are perfect for entertaining, and a first-floor laundry closet adds everyday convenience. Upstairs, you'll find two flexible rooms, including a loft-style primary suite with a sleek built-in wall unit and its own en suite bathroom. The second full bath is located on the main floor and features modern finishes with a tiled tub/shower combo. This unique space blends modern comfort with urban charm and includes secure common entry and access to a parking garage. Includes parking space 27 with the storage cage behind it. Walkable location near the Clinton River, parks, shops, and just a short drive to Lake St. Clair. Welcome Home!
Source: SparkMLS
About this home
This 2-bedroom, 2-bath, 1,421 sq ft home built in 2005 sits in Roseville in Mount Clemens.
Closed at $175,000 (about $123/sq ft).
Property tax estimate: $5,660 per year ($472/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Broadband is available with download speeds up to 1,200 Mbps from 9 providers.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms2
Bathrooms2
Living Area1,421 sqft
Year Built2005
Stories2
Location
CityMount Clemens
MunicipalityCity of Mount Clemens
Zip Code48043
CountyMacomb
School DistrictMount Clemens
Construction & Systems
ConstructionBrick
BasementSlab
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed12/16/2025
Sold Date2/10/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$285 / Monthly
IncludesLawn/Yard Care, Snow Removal, Trash
Source: SparkMLS
Tax Information
Annual Tax$5,660
State Equalized Value$82,000
Taxable Value$81,449
Parcel #11-14-261-122
Source: Public Records
Legal Description
RIVER BLUFF OF MOUNT CLEMENS COMDOMINIUM MCCP NO 684 UNIT 22
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Jim Shaffer
Good Company
Frequently Asked Questions about 98 N Gratiot Avenue, Mount Clemens, MI 48043
Which school district serves 98 N Gratiot Avenue, Mount Clemens, MI 48043?
Per MLS# 20251060516, 98 N Gratiot Avenue, Mount Clemens, MI 48043 is in the Mount Clemens boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Mount Clemens directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20251060516, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 98 N Gratiot Avenue, Mount Clemens, MI 48043?
Per public tax records, annual property taxes for this property are $5,660. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 98 N Gratiot Avenue, Mount Clemens, MI 48043 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 98 N Gratiot Avenue, Mount Clemens, MI 48043 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 98 N Gratiot Avenue, Mount Clemens, MI 48043. The maximum advertised download speed is 1.2 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 98 N Gratiot Avenue, Mount Clemens, MI 48043?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Macomb County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Mortgage Calculator
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Monthly payment$1,420
Principal & interest$1,135
HOA$285
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
50 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
9 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
98 N Gratiot Avenue, Mount Clemens, MI 48043
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Municipality
Roseville
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County
Macomb County
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