Sold
98 Northbound Gratiot, 5, Mount Clemens, MI 48043
Sold on 05/05/2026 for$130,000
MLS # 20261022145 (Realcomp)
1 bed1 bath850 sqftBuilt 2004
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Listing Description
Welcome Home to your perfectly positioned condo just steps from the heart of Downtown Mt. Clemens and the Clinton River! This is no ordinary 1-bedroom. Featuring a spacious open-concept layout, this condo offers the ideal blend of comfort, functionality, and modern loft-style living. The expansive living area is filled with natural light and flows seamlessly to your private patio through a large doorwall, perfect for morning coffee, unwinding after a long day, or entertaining guests.Enjoy the convenience of central air, a secure building, and low-maintenance living, all while being within walking distance to everything Downtown Mt. Clemens has to offer, restaurants, nightlife, shopping, and the scenic Clinton River. Whether you're a first-time buyer, investor, or simply looking for a move-in-ready space in a prime location, this condo checks all the boxes.Opportunities like this, affordable, stylish, and walkable, don’t come around often. Just move in and enjoy!
Source: SparkMLS
About this home
This 1-bedroom, 1-bath, 850 sq ft home built in 2004 sits in Mount Clemens in Mount Clemens.
This home sold for $130,000 (about $153/sq ft).
Estimated annual property tax: $2,043, or about $170 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms1
Bathrooms1
Living Area850 sqft
Year Built2004
Stories1
Location
CityMount Clemens
MunicipalityCity of Mount Clemens
Zip Code48043
CountyMacomb
School DistrictMount Clemens
Construction & Systems
BasementSlab
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed4/5/2026
Sold Date5/4/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$250 / Monthly
Source: SparkMLS
Tax Information
Annual Tax$2,043
State Equalized Value$38,300
Taxable Value$38,250
Parcel #11-14-261-105
Source: Public Records
Legal Description
RIVER BLUFF OF MOUNT CLEMENS CONDOMINIUM MCCP NO 684 UNIT 5
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Paul Dixon
Good Company
Frequently Asked Questions about 98 Northbound Gratiot, 5, Mount Clemens, MI 48043
What school district is 98 Northbound Gratiot, 5, Mount Clemens, MI 48043 in?
Per MLS# 20261022145, this property is served by Mount Clemens. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261022145, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261022145, the most recent reported annual property tax for 98 Northbound Gratiot, 5, Mount Clemens, MI 48043 is $2,043. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 98 Northbound Gratiot, 5, Mount Clemens, MI 48043 eligible for USDA financing?
Per USDA Rural Development boundary data, 98 Northbound Gratiot, 5, Mount Clemens, MI 48043 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 98 Northbound Gratiot, 5, Mount Clemens, MI 48043 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Macomb County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Monthly payment$1,093
Principal & interest$843
HOA$250
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
98 Northbound Gratiot, 5, Mount Clemens, MI 48043
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Municipality
Mount Clemens
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County
Macomb County
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