For Sale
980 N Stevens Road, Lake City, MI 49651
$184,900
MLS # 1944681 (Northern Great Lakes REALTORS® MLS)
2 beds1 bathBuilt 20042 acres
1 / 32
Listing Description
Charming country setting just outside of Lake City! This 2-bedroom, 1-bath home sits on a beautiful 2-acre parcel, offering a great blend of privacy, open space, and peaceful surroundings. Step inside to a comfortable, functional layout with a spacious living area. The kitchen offers ample cabinet space and a practical design for everyday living. Both bedrooms are nicely sized, along with a full bath to complete the home. Outside is where this property truly shines. The 2-acre setting provides plenty of room to enjoy the outdoors—whether it’s gardening, relaxing, or simply taking in the quiet surroundings. Two outbuildings add excellent storage for tools, equipment, or recreational items. Located just minutes from Lake City, you’ll enjoy a peaceful rural setting while still being close to lakes, trails, and local amenities. This is an affordable opportunity in today’s market—appealing to a wide range of buyers looking to enjoy Northern Michigan living without stretching the budget.
Source: SparkMLS
About this home
This 2-bedroom, 1-bath home built in 2004 sits in Lake City.
Asking $184,900.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Lot Size2 acres
Year Built2004
Stories1
Location
CityLake City
Zip Code49651
CountyMissaukee
Construction & Systems
BasementCrawl Space
HeatingBaseboard, Forced Air
WaterPrivate Water
Sale & Financing
Listed5/4/2026
Original Price$179,900
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Michelle R Maidens
REO-Cadillac-233028
Frequently Asked Questions about 980 N Stevens Road, Lake City, MI 49651
Can I use FHA or VA financing for this property?
Per MLS# 1944681, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 980 N Stevens Road, Lake City, MI 49651 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Water: Private Water. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Map
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Monthly payment$1,199
Principal & interest$1,199
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
980 N Stevens Road, Lake City, MI 49651
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