Sold
9800 10 Mile Road NE, Rockford, MI 49341
Sold on 02/27/2026 for$555,000
MLS # 26004092 (Michigan Regional Information Center (MichRIC))
3 beds3 baths1,918 sqftBuilt 19770.52 acres
1 / 49
Listing Description
Enjoy the best of lake life with this beautifully positioned home on Cowan Lake. This gem offers over 130 feet of private frontage on a rare double lot. Expansive water views, multiple outdoor living spaces, oversized 3-stall detached garage with additional workshop space. This property delivers both lifestyle and functionality... all within the award-winning Rockford School District. Inside, the main floor features an open-concept layout where the living room, dining area, and kitchen flow seamlessly together, creating a welcoming space for everyday living and entertaining. The kitchen is equipped with granite countertops and stainless steel appliances, while the living room is anchored by a fireplace framed with built-in shelving. Primary suite offers a private bath, walk-in closet and a convenient half bath perfect for guests. The lower level adds even more living space with a comfortable family room, two additional bedrooms, and a full bath.
Source: SparkMLS
About this home
This 3-bedroom, 3-bath, 1,918 sq ft home built in 1977 sits in Oakfield Township in Rockford.
Closed at $555,000 (about $289/sq ft).
Estimated annual property tax: $5,369, or about $447 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 2,000 Mbps from 6 providers. Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,918 sqft
Lot Size0.52 acres
Year Built1977
Stories2
Location
CityRockford
MunicipalityOakfield Twp
Zip Code49341
CountyKent
School DistrictRockford
Construction & Systems
ConstructionAluminum Siding, Brick
BasementDaylight, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerPublic
InteriorGarage Door Opener
Sale & Financing
Listed2/3/2026
Sold Date2/26/2026
Terms AcceptedCash, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,369
Tax Year2024
State Equalized Value$209,300
Taxable Value$131,830
Assessed Value$124,506
Parcel #410831351012
Source: Public Records
Legal Description
Lots 36 and 37 Cowan Lake Plat
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Brian H Boven
Five Star Real Estate (Courtland)
Frequently Asked Questions about 9800 10 Mile Road NE, Rockford, MI 49341
What school district is 9800 10 Mile Road NE, Rockford, MI 49341 in?
Per MLS# 26004092, this property is served by Rockford. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26004092, the seller has indicated this property accepts the following financing types: Cash, VA Loan, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26004092, the most recent reported annual property tax for 9800 10 Mile Road NE, Rockford, MI 49341 is $5,369 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 9800 10 Mile Road NE, Rockford, MI 49341 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 9800 10 Mile Road NE, Rockford, MI 49341 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 9800 10 Mile Road NE, Rockford, MI 49341?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 9800 10 Mile Road NE, Rockford, MI 49341. The maximum advertised download speed is 2.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Oakfield Twp police department or the Kent County sheriff's office.
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Monthly payment$3,567
Principal & interest$3,567
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
2 Gbps
Upload
250 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatellite
6 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
9800 10 Mile Road NE, Rockford, MI 49341
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Municipality
Oakfield Township
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