Sold
9842 Cedar Island Road, White Lake, MI
Sold on 05/19/2026 for$430,000
MLS # 20261024671 (Realcomp)
3 beds2 baths1,801 sqftBuilt 19941.01 acres
1 / 42
Listing Description
Private, wooded 1-acre lot with no HOA! This beautiful 3-bedroom, 2-bath ranch offers the perfect blend of privacy and convenience, plus a whole-house generator (2023). A welcoming covered porch sets the tone, while the open-concept main floor features vaulted ceilings in the family room and a doorwall leading to an expansive deck overlooking the serene backyard. A bright den provides additional living space with peaceful views. The spacious primary suite includes a dual-sided fireplace, barn door closet, additional large walk-in closet, and an oversized en suite with skylights, along with direct deck access. Two additional bedrooms share a recently updated full bath. Whole house freshly painted and newer floors throughout. The full basement with daylight windows is plumbed for a bath and offers endless potential to finish or use for storage. All the major updates are complete—move in with confidence! Located in Walled Lake Schools, this home offers a private retreat just minutes from everyday amenities.Updates Throughout:Whole House Painted- 2026, Full Bath Update- 2026, Hot Water Heater- 2025, Garage Door + Opener- 2023, Generator- 2023, New Flooring- 2022, Gutters- 2022, Furnace/AC- 2021, Water Softener- 2020, Well Pump- 2020, Roof- 2018, New Windows- 2015
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,801 sq ft home in White Lake Township in White Lake built in 1994.
Closed at $430,000 (about $239/sq ft).
Estimated annual property tax: $4,940, or about $412 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,801 sqft
Lot Size1.01 acres
Year Built1994
Stories1
Location
CityWhite Lake
MunicipalityWhite Lake Twp
CountyOakland
School DistrictWalled Lake
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementDaylight
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorBasement Plumbed for Bath, Water Softener/Owned
Sale & Financing
Listed4/13/2026
Sold Date5/18/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$3,436
State Equalized Value$171,710
Taxable Value$108,880
Parcel #1235102035
Source: Public Records
Legal Description
T3N, R8E, SEC 35 PART OF NW 1/4 BEG AT PT DIST S 89-53-00 E 600 FT & S 00-07-00 W 649.66 FT & S 89-51-00 E 318.90 FT & S 00-09-00 W 315 FT FROM NW SEC COR, TH S 00-09-00 W 186.43 FT, TH S 89-51-00 E 235 FT, TH N 00-09-00 E 186.43 FT, TH N 89-51-00 W 235 FT TO BEG 1.01 A
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Frederick A Alexander
KW Showcase Realty
Frequently Asked Questions about 9842 Cedar Island Road, White Lake, MI
What school district is 9842 Cedar Island Road, White Lake, MI in?
Per MLS# 20261024671, this property is served by Walled Lake. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261024671, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261024671, the most recent reported annual property tax for 9842 Cedar Island Road, White Lake, MI is $3,436. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 9842 Cedar Island Road, White Lake, MI eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 9842 Cedar Island Road, White Lake, MI is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Tax Estimate
$
Annual tax$4,940
Monthly$412
Millage rate28.7703 mills
Municipality: CHARTER TOWNSHIP OF WHITE LAKE
School district: TR-HURON VALLEY/WALL
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$3,330
Principal & interest$2,919
Property taxes$412
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
9842 Cedar Island Road, White Lake, MI
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Municipality
White Lake Township
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County
Oakland County
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