Under Contract
986 Gill Street, Oxford, MI 48371
$299,900
MLS # 20261053418 (Realcomp)
4 beds2 baths1,935 sqftBuilt 19400.34 acres
1 / 46
Listing Description
OPEN HOUSE CANCELLED, HOME IS UNDER CONTRACT! Charming and move-in ready, this beautifully maintained ranch offers the perfect combination of character, updates, and extra space. A rare 20' x 32' attached garage with a newer garage door welcomes you into a spacious landing area with a full bathroom, basement access, and entry into the recently renovated kitchen. The inviting living room features a beautiful bay window and gorgeous hardwood floors that continue throughout the main level. You'll also find three bedrooms and an updated full bathroom on the main floor. The finished basement provides even more living space with a fourth bedroom, laundry area, and a spacious 23' x 11' recreation room. Outside, enjoy a large fenced backyard with plenty of room to relax, entertain, or let pets play. Immediate occupancy at closing means you can move right in and start enjoying everything this home has to offer.
Source: SparkMLS
About this home
This 4-bedroom, 2-bath, 1,935 sq ft home built in 1940 sits in Oxford Township in Oxford.
Asking $299,900 (about $155/sq ft).
Property tax estimate: $3,443 per year ($287/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,935 sqft
Lot Size0.34 acres
Year Built1940
Stories1
Location
CityOxford
MunicipalityOxford Twp
Zip Code48371
CountyOakland
School DistrictOxford
Construction & Systems
ConstructionVinyl Siding
Garage2.5 spaces
HeatingForced Air
WaterWell
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed7/12/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,213
State Equalized Value$92,570
Taxable Value$59,330
Parcel #0428354031
Source: Public Records
Legal Description
T5N, R10E, SEC 28 LAKELAND LOTS 181 & 182
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Erica Wood
RE/MAX Eclipse
Frequently Asked Questions about 986 Gill Street, Oxford, MI 48371
Which school district serves 986 Gill Street, Oxford, MI 48371?
Per MLS# 20261053418, 986 Gill Street, Oxford, MI 48371 is in the Oxford boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Oxford directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261053418, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 986 Gill Street, Oxford, MI 48371?
Per public tax records, annual property taxes for this property are $2,213. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 986 Gill Street, Oxford, MI 48371 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 986 Gill Street, Oxford, MI 48371 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 986 Gill Street, Oxford, MI 48371?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$3,443
Monthly$287
Millage rate37.1942 mills
Municipality: CHARTER TOWNSHIP OF OXFORD
School district: OXFORD AREA COMM SCH DIST
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$2,232
Principal & interest$1,945
Property taxes$287
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
986 Gill Street, Oxford, MI 48371
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Municipality
Oxford Township
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County
Oakland County
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