For Sale
986 Pine Road, Bay City, MI 48706
$169,900
MLS # 20261027076 (Realcomp)
3 beds2 baths1,384 sqftBuilt 19000.14 acres
1 / 35
Listing Description
A beautifully remodeled 3-bedroom, 2-bath ranch offering true move-in ready convenience. This home features a bright, open-concept layout with cathedral ceilings, skylights, and large windows that fill the space with natural light.The updated kitchen showcases stainless steel appliances, modern finishes, and flows seamlessly into the main living areas. Fresh paint and new flooring run throughout the home, creating a clean, cohesive feel.The spacious primary suite includes a private ensuite bath, while both bathrooms have been fully renovated with contemporary fixtures and finishes.Enjoy outdoor living in the large partially fenced backyard, complete with a brand-new deck—ideal for entertaining or relaxing. An attached rear workshop adds valuable space for storage, hobbies, or projects.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,384 sq ft home built in 1900 sits in Bay City.
Asking $169,900 (about $123/sq ft).
Estimated annual property tax: $2,608, or about $217 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,384 sqft
Lot Size0.14 acres
Year Built1900
Stories1
Location
CityBay City
MunicipalityBangor Twp
Zip Code48706
CountyBay
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed4/15/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,608
Parcel #09010A1600014900
Source: SparkMLS
Legal Description
LOT 149 ASSESSOR'S PLAT OF APLIN BEACH SUB. AS RECORDED IN LIBER 12 OF PLATS PAGES 16-28 OF BAY COUNTY RECORDS.
Property Records
USDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Jason Snider
Michigan Elite Realty
Frequently Asked Questions about 986 Pine Road, Bay City, MI 48706
What financing options are available for 986 Pine Road, Bay City, MI 48706?
Per MLS# 20261027076, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261027076, the most recent reported annual property tax for 986 Pine Road, Bay City, MI 48706 is $2,608. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 986 Pine Road, Bay City, MI 48706 eligible for USDA financing?
Per USDA Rural Development boundary data, 986 Pine Road, Bay City, MI 48706 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Bangor Twp police department or the Bay County sheriff's office.
Map
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Monthly payment$1,102
Principal & interest$1,102
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
986 Pine Road, Bay City, MI 48706
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