For Sale
9861 Chambray Street, Portage, MI 49002
$495,000
MLS # 26028910 (Michigan Regional Information Center (MichRIC))
4 beds4 baths3,186 sqftBuilt 20020.46 acres
1 / 29
Listing Description
*Open House Sunday July 19, 1-3pm* 9861 Chambray Street sits in the heart of the Steeplechase neighborhood, a peaceful enclave in Portage where mature trees line the streets, deer move through the yards in the early morning, and neighbors actually know each other by name. From the moment you step inside, the home makes a statement. A two-story entryway floods the foyer with natural light. To your left, a versatile bonus room works beautifully as a private home office or formal dining space. The back of the home opens up into a spacious living, kitchen, and dining area centered around a cozy gas fireplace. The newly updated kitchen is built for cooking and entertaining, complete with granite countertops, a clean tile backsplash, and a walk-in pantry. Sliding glass doors bridge the gap between indoor comfort and outdoor luxury, leading to a space that is more than just a yard, it is the exact reason people stop looking. Enclosed by a classic white picket fence
Source: SparkMLS
About this home
Located in Portage in Portage, this property offers 4-bedroom, 4-bath, 3,186 sq ft, with original construction dating to 2002.
Listed at $495,000 (about $155/sq ft).
Estimated annual property tax: $6,772, or about $564 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area3,186 sqft
Lot Size0.46 acres
Year Built2002
Stories2
Location
CityPortage
MunicipalityPortage City
Zip Code49002
CountyKalamazoo
School DistrictPortage
Construction & Systems
StyleColonial, Traditional
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Electricity Available, Cable Available, Natural Gas Connected, High-Speed Internet
InteriorCeiling Fan(s), Broadband, Garage Door Opener, Eat-in Kitchen, Pantry
Sale & Financing
Listed7/17/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$85 / Annually
IncludesOther, Snow Removal, Lawn/Yard Care
Source: SparkMLS
Tax Information
Annual Tax$6,772
Tax Year2025
Assessed Value$179,452
Parcel #10-07720-057-O
Source: SparkMLS
Legal Description
STEEPLECHASE NO. 2 LOT 57
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Chauvon R Collins
eXp Realty LLC
Frequently Asked Questions about 9861 Chambray Street, Portage, MI 49002
Which school district serves 9861 Chambray Street, Portage, MI 49002?
Per MLS# 26028910, 9861 Chambray Street, Portage, MI 49002 is in the Portage boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Portage directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26028910, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 9861 Chambray Street, Portage, MI 49002?
Per public tax records, annual property taxes for this property are $6,772 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 9861 Chambray Street, Portage, MI 49002 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 9861 Chambray Street, Portage, MI 49002 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 9861 Chambray Street, Portage, MI 49002?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Portage City police department or the Kalamazoo County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$3,218
Principal & interest$3,211
HOA$7
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
9861 Chambray Street, Portage, MI 49002
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Municipality
Portage
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