Under Contract
9877 High Banks Drive, Cheboygan, MI 49721
$649,000
MLS # 201839929
3 beds2 bathsBuilt 2019
1 / 56
Listing Description
This beautiful eight-year old home offers breathtaking views of Lake Huron's sandy shore. The house is maintenance-free, featuring nearly 2,000 square feet of thoughtfully designed living space and numerous upgrades, including tray ceilings in the living room and master bedroom. Enjoy a three-season sun porch overlooking the lake, vinyl composite decking that runs the full length of the lakeside, and a spacious three-bay insulated and heated garage measuring 30x40 feet. Additional features include natural gas heating with central air, a six-block encapsulated crawl space with a concrete floor, a thermostatically controlled gas fireplace, solid wood six-panel doors throughout, extra-wide hallways, and a 42-inch entry door designed for handicapped accessibility. (See supplement for more.), Age: 6-10 Years Approx
Source: SparkMLS
About this home
Located in Cheboygan, this property offers 3-bedroom, 2-bath, with original construction dating to 2019.
Asking $649,000.
Electric service is provided by Presque Isle Electric & Gas Cooperative.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Year Built2019
Location
CityCheboygan
MunicipalityBenton Twp
Zip Code49721
CountyCheboygan
Sale & Financing
Listed5/10/2026
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Carol A. Steiger
Berkshire Hathaway Homeservices Indian River
Frequently Asked Questions about 9877 High Banks Drive, Cheboygan, MI 49721
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 9877 High Banks Drive, Cheboygan, MI 49721 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 9877 High Banks Drive, Cheboygan, MI 49721 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 9877 High Banks Drive, Cheboygan, MI 49721?
Per Michigan Public Service Commission service territory data: Electric: Presque Isle Electric & Gas Cooperative. Gas: Presque Isle Electric & Gas Cooperative. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Benton Twp police department or the Cheboygan County sheriff's office.
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Monthly payment$4,209
Principal & interest$4,209
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Presque Isle Electric & Gas Cooperative
Co-op
Presque Isle Electric & Gas Cooperative
Co-op
MI Public Service Commission service territory boundaries.
Property
9877 High Banks Drive, Cheboygan, MI 49721
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