For Sale
988 E Troy Street, Ferndale, MI 48220
$219,000
MLS # 20261052253 (Realcomp)
2 beds1 bath780 sqftBuilt 19250.09 acres
1 / 38
Listing Description
Enjoy the best of Ferndale living in this charming, walkable home. Spend evenings on the inviting front porch or entertain friends on the south-facing rear deck just off the eat-in kitchen. Inside, you'll find a comfortable front family room, two upstairs bedrooms, and a full bath. The finished lower level provides extra space for movie nights, gaming, hobbies, or a home office, while still offering dedicated laundry and storage areas. Conveniently located near downtown Ferndale's restaurants, shops, and community events.
Source: SparkMLS
About this home
2-bedroom, 1-bath, 780 sq ft home in Ferndale in Ferndale built in 1925.
Currently offered at $219,000 (about $281/sq ft).
Property tax estimate: $5,076 per year ($423/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area780 sqft
Lot Size0.09 acres
Year Built1925
Stories2
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictHazel Park
Construction & Systems
ConstructionVinyl Siding
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed7/7/2026
Terms AcceptedCash, Conventional, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$5,076
State Equalized Value$68,190
Taxable Value$68,190
Parcel #2535103028
Source: Public Records
Legal Description
T1N, R11E, SEC 35 THOMAS OAKS SUB LOT 22 EXC S 14 FT, ALSO W 5 FT OF N 96 FT OF LOT 23 8-18-98 FR 005 & 025
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Peter Obee
@properties Christie's Int'l R.E. Birmingham
Frequently Asked Questions about 988 E Troy Street, Ferndale, MI 48220
Which school district serves 988 E Troy Street, Ferndale, MI 48220?
Per MLS# 20261052253, 988 E Troy Street, Ferndale, MI 48220 is in the Hazel Park boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Hazel Park directly to confirm enrollment eligibility.
What financing options are available for 988 E Troy Street, Ferndale, MI 48220?
Per MLS# 20261052253, this listing accepts Cash, Conventional, VA Loan financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 988 E Troy Street, Ferndale, MI 48220?
Per public tax records, annual property taxes for this property are $5,076. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 988 E Troy Street, Ferndale, MI 48220 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 988 E Troy Street, Ferndale, MI 48220 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 988 E Troy Street, Ferndale, MI 48220?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
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Monthly payment$1,420
Principal & interest$1,420
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
988 E Troy Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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