Sold
9900 S Big School Lot Lake Road, Holly, MI 48442
Sold on 05/05/2026 for$415,000
MLS # 20261019474 (Realcomp)
4 beds2 baths1,750 sqftBuilt 19750.52 acres
1 / 41
Listing Description
Beautifully renovated 4-bedroom, 2-bath lakefront home showcasing sweeping panoramic views and an authentic waterfront lifestyle. The open-concept living, dining, and kitchen spaces all face the peaceful no-wake lake, creating a relaxing “up-north” atmosphere without the long drive. Enjoy kayaking, paddle boarding, swimming, and year-round activities, including winter ice fishing.Ideally situated between Big and Little School Lot Lakes, the property offers enhanced privacy, abundant wildlife, and scenic surroundings, along with direct access to and views of Rose Oaks County Park for convenient trails and outdoor recreation. A complete renovation in 2023 features updated kitchen and bathrooms, new flooring, lighting, mechanical systems, and a versatile lower level with bonus rooms perfect for a third bedroom, home office, or recreational space.Additional highlights include an insulated, heated 3.5-car garage with 220V service and water plumbing, an 18 kW Generac generator, a Springwell whole-house filtration and reverse osmosis system, a new concrete driveway with paver walkway, dock sections stored in the garage, and a spacious wraparound balcony with stunning lake and wooded views.
Source: SparkMLS
About this home
This 4-bedroom, 2-bath, 1,750 sq ft home built in 1975 sits in Rose Township in Holly.
Final sale price: $415,000 (about $237/sq ft).
Property tax estimate: $4,831 per year ($403/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,750 sqft
Lot Size0.52 acres
Year Built1975
Stories2
Location
CityHolly
MunicipalityRose Twp
Zip Code48442
CountyOakland
School DistrictHolly
Construction & Systems
ConstructionAluminum Siding, Vinyl Siding
BasementSlab
Garage3.5 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorHome Warranty
Sale & Financing
Listed3/28/2026
Sold Date5/4/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$6,576
State Equalized Value$169,660
Taxable Value$169,660
Parcel #0616478026
Source: Public Records
Legal Description
T4N, R7E, SEC 16 SUPERVISOR'S PLAT NO 5 LOTS 35, 36 & 37, ALSO LOTS 66 & 67 5-4-93 FR 018 & 022
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Selma Lulanaj
EXP Z Real Estate
Frequently Asked Questions about 9900 S Big School Lot Lake Road, Holly, MI 48442
What school district is 9900 S Big School Lot Lake Road, Holly, MI 48442 in?
Per MLS# 20261019474, this property is served by Holly. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261019474, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261019474, the most recent reported annual property tax for 9900 S Big School Lot Lake Road, Holly, MI 48442 is $6,576. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 9900 S Big School Lot Lake Road, Holly, MI 48442 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 9900 S Big School Lot Lake Road, Holly, MI 48442 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Tax Estimate
$
Annual tax$4,831
Monthly$403
Millage rate28.4752 mills
Municipality: TOWNSHIP OF ROSE
School district: FENTON AREA PUBLIC SCHOOLS
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$3,159
Principal & interest$2,757
Property taxes$403
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
9900 S Big School Lot Lake Road, Holly, MI 48442
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Municipality
Rose Township
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County
Oakland County
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