For Sale
9900 S Channel Drive, #2 The Lodges, MI 48028
$215,250
MLS # 50202971 (MiRealSource)
1 bed2 bathsBuilt 1970
1 / 72
Listing Description
Experience timeless waterfront living in this beautifully appointed 1-bedroom condo located within the prestigious Lodges at the historic Old Club on Harsens Island. Situated on the second floor with a convenient stair lift for enhanced accessibility, this unique “second-floor ranch” design offers both comfort and ease of living. Enjoy breathtaking panoramic views of the South Channel and Muskamoot Bay from your elevated vantage point—perfect for relaxing mornings or entertaining guests. The unit features a spacious open living and entertaining area, a well-appointed kitchen, and the rare benefit of two full bathrooms, providing added convenience for owners and guests alike. Residents of the Lodges enjoy exclusive access to “The Bunkhouse,” a private gathering space ideal for social events or hosting intimate parties. Life at The Old Club is truly a lifestyle unlike any other. With dockage available for vessels ranging from small watercraft to 100+ foot yachts, boating enthusiasts will feel right at home. The meticulously maintained grounds offer an array of amenities including pickleball and tennis courts, a golf course, shooting range, and charming gift shop. The recently remodeled Clubhouse serves as the social hub of the community, featuring multiple event venues, 3 bars, an inground pool, hot tub, live entertainment, a fitness center, and on-site hotel accommodations for guests. A private beach is currently under development, adding even more appeal to this already exceptional setting. Families will appreciate the children’s playground, as well as access to kayaks and paddleboards for members and their guests. Established in 1872, The Old Club is rich in history and tradition, offering a lifestyle centered around family, friendship, boating, fishing, and hunting. The list price includes the required resident membership fee. Annual dues are separate and cover water, sewer, grounds, and building maintenance—ensuring a truly carefree ownership experience. This is a rare opportunity to own a piece of one of Michigan’s most storied and sought-after private communities.
Source: SparkMLS
About this home
Located in Clay Township in Michigan, this property offers 1-bedroom, 2-bath, with original construction dating to 1970.
Listed at $215,250.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms1
Bathrooms2
Year Built1970
Location
MunicipalityClay Twp
Zip Code48028
CountySt. Clair
School DistrictAlgonac
Construction & Systems
ConstructionAluminum Siding
BasementSlab
InteriorCeiling Fan(s)
Sale & Financing
Listed3/30/2026
Terms AcceptedCash
Source: SparkMLS
Tax Information
Parcel #74-14-847-0002-000
Source: SparkMLS
Legal Description
Unit #2 The Lodges
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Melanie Lovati
Innovation Real Estate Specialists Inc.
Frequently Asked Questions about 9900 S Channel Drive, #2 The Lodges, MI 48028
Which school district serves 9900 S Channel Drive, #2 The Lodges, MI 48028?
Per MLS# 50202971, 9900 S Channel Drive, #2 The Lodges, MI 48028 is in the Algonac boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Algonac directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 50202971, this listing accepts Cash financing. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 9900 S Channel Drive, #2 The Lodges, MI 48028 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 9900 S Channel Drive, #2 The Lodges, MI 48028 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 9900 S Channel Drive, #2 The Lodges, MI 48028?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Clay Twp police department or the St. Clair County sheriff's office.
Map
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Monthly payment$1,396
Principal & interest$1,396
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
9900 S Channel Drive, #2 The Lodges, MI 48028
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Municipality
Clay Township
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