For Sale
991 Ogden Avenue, Benton Harbor, MI 49022
$88,000
MLS # 26021237 (Michigan Regional Information Center (MichRIC))
2 beds1 bath924 sqftBuilt 19450.14 acres
1 / 13
Listing Description
Welcome to this well cared for 2-bedroom, 1-bath home with 924 sq ft of living space. It features beautiful flooring throughout and plenty of natural light. This property offers a great opportunity for investors or buyers looking to add their personal touch and build equity over time. Conveniently located near shopping, dining, schools, and major roadways.
Source: SparkMLS
About this home
Located in Benton Harbor in Benton Harbor, this property offers 2-bedroom, 1-bath, 924 sq ft, with original construction dating to 1945.
Asking $88,000 (about $95/sq ft).
Property tax estimate: $665 per year ($55/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area924 sqft
Lot Size0.14 acres
Year Built1945
Stories1
Location
CityBenton Harbor
MunicipalityBenton Harbor City
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
StyleCape Cod
ConstructionWood Siding
BasementFull
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/9/2026
Original Price$100,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$665
Tax Year2025
Assessed Value$15,163
Parcel #11-53-2000-0113-00-8
Source: SparkMLS
Legal Description
LOT 14 BLK 5 EMPIRE ADD TO CITY OF BENTON HARBOR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Jacob Baker
Cressy & Everett Real Estate
Frequently Asked Questions about 991 Ogden Avenue, Benton Harbor, MI 49022
What school district is 991 Ogden Avenue, Benton Harbor, MI 49022 in?
Per MLS# 26021237, this property is served by Benton Harbor. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 991 Ogden Avenue, Benton Harbor, MI 49022?
Per MLS# 26021237, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26021237, the most recent reported annual property tax for 991 Ogden Avenue, Benton Harbor, MI 49022 is $665 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 991 Ogden Avenue, Benton Harbor, MI 49022 eligible for USDA financing?
Per USDA Rural Development boundary data, 991 Ogden Avenue, Benton Harbor, MI 49022 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 991 Ogden Avenue, Benton Harbor, MI 49022 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Benton Harbor City police department or the Berrien County sheriff's office.
Map
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Monthly payment$571
Principal & interest$571
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
991 Ogden Avenue, Benton Harbor, MI 49022
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Municipality
Benton Harbor
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