For Sale
994 Columbus Avenue, Benton Harbor, MI 49022
$99,900
MLS # 26034721 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,248 sqftBuilt 19220.14 acres
1 / 18
Listing Description
Welcome home to this charming 3-bedroom, 1.5-bath home in the City of Benton Harbor! With new flooring throughout, newer windows, and a newer roof, many of the major updates have already been completed, making this home move-in ready. Enjoy the added living space and versatility of two enclosed porches—perfect for relaxing with your morning coffee, creating a cozy sitting area, or setting up a hobby space. Outside, you'll find a fully fenced backyard that's ideal for pets, play, or entertaining, along with a detached 2-car garage for plenty of parking and storage. Whether you're looking for your first home, downsizing, or adding to your investment portfolio, this inviting property is ready to welcome its next owner!
Source: SparkMLS
About this home
Located in Benton Harbor in Benton Harbor, this property offers 3-bedroom, 2-bath, 1,248 sq ft, with original construction dating to 1922.
Currently offered at $99,900 (about $80/sq ft).
Annual property taxes run approximately $1,065 ($89/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,248 sqft
Lot Size0.14 acres
Year Built1922
Stories2
Location
CityBenton Harbor
MunicipalityBenton Harbor City
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
StyleTraditional
ConstructionStucco, Other
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Broadband, Garage Door Opener
Sale & Financing
Listed7/8/2026
Terms AcceptedCash, FHA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,065
Tax Year2024
Assessed Value$17,513
Parcel #11-53-6180-0015-00-2
Source: SparkMLS
Legal Description
LOT 15 BLK A PRATT BROS ADD TO THE CITY OF BENTON HARBOR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Brittney Romeo
The Shore Real Estate Group
Frequently Asked Questions about 994 Columbus Avenue, Benton Harbor, MI 49022
Which school district serves 994 Columbus Avenue, Benton Harbor, MI 49022?
Per MLS# 26034721, 994 Columbus Avenue, Benton Harbor, MI 49022 is in the Benton Harbor boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Benton Harbor directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26034721, this listing accepts Cash, FHA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 994 Columbus Avenue, Benton Harbor, MI 49022?
Per public tax records, annual property taxes for this property are $1,065 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 994 Columbus Avenue, Benton Harbor, MI 49022 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 994 Columbus Avenue, Benton Harbor, MI 49022 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 994 Columbus Avenue, Benton Harbor, MI 49022?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Benton Harbor City police department or the Berrien County sheriff's office.
Map
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Monthly payment$648
Principal & interest$648
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
994 Columbus Avenue, Benton Harbor, MI 49022
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Municipality
Benton Harbor
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