For Sale
9949 Indian Trail, Montgomery, MI 49255
$475,000
MLS # 50182317 (MiRealSource)
2 beds2 bathsBuilt 19990.72 acres
1 / 40
Listing Description
POSSIBLE 3RD BEDROOM! Experience lakefront living at its finest in this serene 2 bed, 2 bath retreat with just over 400 ft of private water frontage. Nestled in nature, this peaceful property features a spacious two-story workshop, screen house, and garden shed—perfect for hobbyists and outdoor enthusiasts alike. The large chain of lakes right outside your door is ideal for fishing Bass, Pike, Perch, and Bluegill. Enjoy beautiful outdoor spaces including large porches and a four-season sunroom with panoramic views of wildlife and the water. Inside, you’ll find hardwood floors made from timber sourced directly from the land and a cozy wood-burning stove for winter nights. With inviting living spaces and a den, space is in abundance. Whether you’re relaxing on the porch or exploring the grounds, this property offers the perfect blend of comfort, privacy, and natural beauty.
Source: SparkMLS
About this home
2-bedroom, 2-bath home in Montgomery built in 1999.
Listed at $475,000.
Broadband is available with download speeds up to 1,000 Mbps from 6 providers. Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Lot Size0.72 acres
Year Built1999
Location
CityMontgomery
MunicipalityCamden Twp
Zip Code49255
CountyHillsdale
School DistrictCamden Frontier
Construction & Systems
ConstructionVinyl Siding
Garage2 spaces
HeatingBaseboard
SewerSeptic Tank
InteriorWater Softener/Owned, Ceiling Fan(s)
Sale & Financing
Listed7/18/2025
Original Price$599,000
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone A — 100-year floodplain (no base flood elevation)
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Megan Greenwell
Grata Domum Realty, LLC
Frequently Asked Questions about 9949 Indian Trail, Montgomery, MI 49255
What school district is 9949 Indian Trail, Montgomery, MI 49255 in?
Per MLS# 50182317, this property is served by Camden Frontier. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 50182317, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 9949 Indian Trail, Montgomery, MI 49255 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 9949 Indian Trail, Montgomery, MI 49255 is in flood zone A (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 9949 Indian Trail, Montgomery, MI 49255?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 9949 Indian Trail, Montgomery, MI 49255. The maximum advertised download speed is 1.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Camden Twp police department or the Hillsdale County sheriff's office.
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Mortgage Calculator
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Monthly payment$3,081
Principal & interest$3,081
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableGSO SatelliteUnlicensed Fixed WirelessSatelliteLicensed Fixed Wireless
6 providers at this address
SpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsDMCI Broadband LLCLicensed Fixed Wireless
40 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
9949 Indian Trail, Montgomery, MI 49255
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